Don’t stop slaying it yall got this !!!👍💪💪💪 💳 Quick Credit History The FICO score was created in 1989 by Fair, Isaac & Company to give lenders a consistent way to evaluate credit risk. Today, about 90% of major U.S. lenders use FICO scores for credit cards, mortgages, and auto loans. Your score is mainly based on: • Payment history – 35% • Credit utilization – 30% • Length of credit history – 15% • New credit inquiries – 10% • Credit mix – 10% Understanding how credit works puts you ahead of most people. #CreditEducation #FinancialLiteracy #CreditRepair