Don’t stop slaying it yall got this !!!👍💪💪💪
💳 Quick Credit History
The FICO score was created in 1989 by Fair, Isaac & Company to give lenders a consistent way to evaluate credit risk.
Today, about 90% of major U.S. lenders use FICO scores for credit cards, mortgages, and auto loans.
Your score is mainly based on:
• Payment history – 35%
• Credit utilization – 30%
• Length of credit history – 15%
• New credit inquiries – 10%
• Credit mix – 10%
Understanding how credit works puts you ahead of most people.
#CreditEducation #FinancialLiteracy #CreditRepair