We all aught to take the time to acknowledge Mr. Kenneth Smith AKA the Goat for stopping and giving back through this platform. You'll don't realize it but this man has a heart of gold and a respect for God. Which he has exhibited here through this generosity. For him to stop and check himself and literally say wait Kenny lets make sure to remain humble and try to help other instead of just their collecting monies and moving on if they/we can't or don't pay. But no. He has taken the time and strength to care for you all and me. So let's show him Mr. Kenneth Smith AKA the Goat some RESPECT and care for him too. So Give a great big GIVE IT UP for The Creditprenuer, The Goat, Kenny Smith. God Bless you My Brother now and forever and may the PEACE of God which surpasses all understanding be with you and your family and in your house and encamp about you where ever you are in Jesus Name, By the authority that I have in Jesus name I loose to you the anointing for this and the blessing of God that makes rich and adds no sorrow now. Let it be bound to you in the spirit and the natural, Amen.

she texted me yesterday saying TransUnion deleted Jefferson Capital Systems

Question. I paid rent reporters to post back dated rent and they finally reported it, but my score only went up 3 points. I'm like what the helly... I paid all that money for three points. Look has anyone else experienced anything like this and what should be my expectations?

Y'all let me start by thanking Smitty and the family, aka the team (you reading this), for sharing helpful saltics (info/techniques) that help produce RESULTS. YEESSSS!!! After going round for round with Jefferson Capital and being hit back with verified. I had to step back and sit out a round and ask myself ok what do I do now. Some may know this feeling of being dazed for a moment just before you go back into the fight. Now you've got to realize that I filed a dispute directly with them (JCS) , followed by filing a dispute with the FTC, then filing a complaint with the CFPB, and list the previous dispute and FTC Affidavit. The Law says that it was supposed to be removed in 4 or 5 days. So I was feeling like the fight was over and I had just officially issued a kick azz to the said forementioned parties (like boom, bam knocked them out). But in response, I receive a notification that says it's been verified, we are not removing the $1546 charged off collection will remain on your report. But Glory be to the Most High that I can never give up without taking my win with me. I pressed forward and stumbled across one of Smitty's posts talking about filing a complaint with the BBB with Capital One. So I said I haven't done that yet, let me give it a shot. So I did, I filed a complaint with the BBB, a second complaint with the CFPB, and sent a letter of validation demanding validation, verification, or removal. I used Grok to help me formulate my dispute demands, instructing it to incorporate FCRA and FDCPA as well as Supreme Court rulings that favored my situation. RARAH Yeah!!!

Hello, been in here for about 4 moths now. My mentor and I been working very hard and we make progress but still can’t get my score to the 700 marks. Can someone tell if the M2 software worth it? How effective and how fast is it?