Most people in real estate don’t lose money because the market crashes. They lose money because they miscalculate. They underestimate holding costs. They overestimate appreciation. They ignore financing structure. They buy based on emotion instead of disciplined underwriting. A “good deal” is rarely about the property alone. It’s about entry price, debt structure, cash flow resilience, and exit clarity. Serious investors don’t ask, “Will this go up?” They ask, What happens if it doesn’t? In this market, what do you believe protects your deals the most: buying under market value, conservative financing, strong cash flow, or a clearly defined exit strategy? Let’s see how experienced operators here think about risk.

Hey everyone 👋 Happy to be here. I’m a real estate agent and business owner, always looking to learn, grow, and connect with other professionals in the space. Excited to be part of the community and looking forward to adding value where I can.

Wholesalers get the short end of the stick sometimes, but we know the value wholesalers bring. I want to help you level up. 💴 If you need a negotiation tool, say you can put down a large EMD then call me. 💸 Leaving a market bc they don’t want wholesalers, just plan to double close and call me. 🤙 Someone wants a huge down payment, tell them no problem, call me and we will do the stack. 🥇 It’s a Win, Win, Win for all parties.🥇

Real estate doesn’t change your life.Decisions do. By this time next week, you’ll either be closer to your first deal… or still thinking about it. So here’s the real question: 👉 Are you building a real estate business, or just watching others do it? Before Sunday, choose ONE move that proves you’re serious. Maybe it’s:• Calling 10 motivated sellers• Submitting your first or next offer• Learning one creative finance strategy and applying it• Setting up a simple lead tracking system• Posting for your first deal partner• Booking one uncomfortable call you’ve been avoiding Now let’s talk honestly… What’s actually slowing you down right now? • Overthinking every move?• Waiting for the “perfect” time?• Fear of hearing no?• Not knowing your next clear step?• Trying to do everything alone? Here’s the shift 👇 Comment with: 1️⃣ The investor you’re becoming (New investor / First deal closer / Scaling operator)2️⃣ The habit or fear you’re breaking this week3️⃣ The ONE action you will complete before Sunday Public commitment builds momentum.Momentum builds confidence.Confidence builds deals. Let’s make this the week something finally moves.

I found out that any deals through seller financing has to be in line with the Applicable Federal Rate (AFR). The IRS sets the minimum AFR on a monthly basis. If the agreed upon rate falls below the minimum required rate for a specific month, the IRS will impute interest penalties on the seller. Currently, the minimum rate for February 2026 is 4.7%. This a long term loan rate of at least 9 years. Has anyone of you done a much lower interest rate?