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The Cashflow Dept

474 members • Free

GC
Growthworks Community

24.1k members • Free

57 contributions to Adversity Beaters🏦🆙🔥
Hard inquiries
I have a question… if navy fed did a hard pull on my account for a car loan can they use that same inquiry for credit card loans and other loans like a personal loan???
4 likes • Dec '25
No, I don’t think so because each product has its own credit requirements.
1 like • Dec '25
@Nathaniel Beckwith never hurt to try 😜
4 DAY DELETIONS
Just finished putting together my 4 day deletion method letters, I was able to get multiple charge offs and collections removed as well as a bankruptcy with the Credit Karma Transunion hack now for phase 2!!!
0 likes • Dec '25
@Joshua Gilmore thanks for sharing!!!
0 likes • Dec '25
🙌
🔥💎 Equifax Charge-Off/Collection 24-72 Hour Deletion Method
If you don't have an Equifax account, create one by clicking here 1. File dispute!!! 2. Select Account, these accounts were in my "Credit Accounts.” 3. Select the account you are disputing. 4. Scroll down to the bottom and select " File a Dispute." 5. Select " Account ownership and fraud issues." 6. Select " This is not my account." 7. Put this for the comment section "I have not supplied proof under the doctrine of estoppel by silence, Engelhardt v Gravens (Mo) 281 SW 715 719 | May Presume that no proof of the alleged Debt, nor therefore any such debt in fact exists." 8. Add any and all to your dispute and submit it. Methods Have A 75-100% Success Rate 🚀 Drop receipts 🧾in Big Wins 🏆 (Just had to repost so I can pin it!)
🔥💎 Equifax Charge-Off/Collection 24-72 Hour Deletion Method
1 like • Dec '25
@Timothy Rains Jr did you work this method?
Credit Sesame Backdated Rent Reporting Play 🚀🏡
I say this one is the most underrated and best rent reporting app out of all of em. No landlord verification needed cause YOU will act as the landlord, no 🙅🏽 phone calls needed. Way more than 2 years of backdated history 🔥! 1️⃣Download Credit sesame and enroll into Sesame+ to be able to report your rent 2️⃣Find a random house on Zillow or use your own or use a family members house , doesn’t matter. 3️⃣Create a new email for the name of the “Landlord” that for the property. (Make one up) 4️⃣Create a lease on formswift.com for the same address that you found and Landlord name should match the email you just created 💎💎On the lease MAKE SURE TO BACKDATE THE LEASE START DATE TO WHATEVER YOU WANT IT TO REPORT AS. Just don’t backdate it too far back , anything before age 18 looks fishy on the profile. If your older than me I would say shoot for more years cause I don’t know what their max is 🤷🏽‍♂️ 5️⃣Once you have your the lease made, you’re going to upload it in the app and fill out info for yourself and your “landlord”. 6️⃣It will ask you to sync your bank account , if you are currently paying rent every month you can use those payments when it tells you to select your payment for rent (whatever your rent is put that amount on your lease. If you don’t pay rent you can literally send money to someone you know or to a separate account that you own and select that as your rent payment . Their system does not know and will report it anyway and here’s why 👇🏽 7️⃣They are going to send an email to the “landlord” that you created an email for and ask “Did John Doe pay rent on time from x date to x date?” You are going to reply Yes and that’s it 🙌🏽🙌🏽🙌🏽 Backdated primary of several years . I like it better than rent reporters but doesn’t hurt to have both since they are both are backdated primaries 🤷🏽‍♂️
2 likes • Dec '25
🫡
FINAL COACHING CALL OF 2025!!!!
Good Evening Family, THIS WAS THE LAST CALL OF 2025!!!!! I appreciate those that dropped in and asked those FIRE QUESTIONS!!!!! 2026..... WE COMING!!!!! LETS WINNNNNN!!!!! #WEWILLWIN
FINAL COACHING CALL OF 2025!!!!
3 likes • Dec '25
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JeNeene N.
4
4points to level up
@jeneene-nibblett-7543
Positioning myself to better support my daughter and our dreams.

Active 27d ago
Joined Dec 5, 2025
INTJ
Washington, DC
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