Just used the ferpa situation with elon to dispute my student loans through experian ill update once the results come in

Just finished putting together my 4 day deletion method letters, I was able to get multiple charge offs and collections removed as well as a bankruptcy with the Credit Karma Transunion hack now for phase 2!!!

Does it matter what time of day we do the experian and transunion hack

Collection/Charge-Off Removals METHOD #1 First Step Download The Credit Karma App 2nd Step Go to accounts tab and select the negative item and Select dispute items 3rd Step While in the dispute center DO NOT SELECT ANY OWNERSHIP Under Reasons select “Accuracy ...Then pick reason 1 👉🏼This account is involved in litigation “ 4th Step Put this for the comment section “I have not supplied proof under the doctrine of estoppel by silence, Engelhardt v Gravens (Mo) 281 SW 715 719 I May Presume that no proof of the alleged Debt, nor therefore any such debt in fact exists” Please Note If it doesn’t say deleted right then and there redo it a second time because sometimes the system glitches. YOU CAN ONLY DO ONE ACCOUNT AT A TIME!!!! METHOD #2 Transunion Hack NOT CREDIT KARMA -Visit TransUnion Website 🙏🏽 1) Dispute using “ownership” and/or “not my account/ no knowledge of this account” as reason 2) in the comments put WORD for WORD ⬇️⬇️⬇️⬇️⬇️ “This is not my account. I have no knowledge of this account. 15 USC 1681b.” Both Methods Have A 75-100% Success Rate 🚀 Drop receipts 🧾in Big Wins 🏆

Just disputed two accounts back to back with the Trans Union hack both accounts came off