@Scott Vetere Bad habits.....🤣😂😅.. Seriously. it's due to a medical condition. To make a long story short, I had bladder cancer and it required me to have my bladder removed. As a result, I have to empty my neobladder(i.e., Indiana Pouch) every 4-5 hours around the clock with an intermittent catheter. If I don't, I will develop a bladder infection. So, every 4-5 hours around the clock I empty my bladder. Therefore, I can only sleep in increments of 4-5 hours.

@Scott Vetere Thanks. Yeah, I'm getting better at it each day. consistency and discipline are what's sustaining me.

My Ambitious Goal for 2026: Make FFERM Technologies a company that's forging new frontiers in the area of Risk Management by leveraging my 30+ years' experience in Banking, my 20+ years of experience in Risk Management and my 15+ years of experience in Technology. As a result, I will be able to contribute more to my family, community and those in my circle of influence. The measures of success will be as follows: 1) Within the next year, create new technology to support the evolution of risk management in Financial Services leveraging Artificial Intelligence, Machine Learning and Data Analytics (i.e., Descriptive, Diagnostic, Predictive, and Prescriptive) 2) Within the next year, become an Industry Disruptor in the GRC/IRM industry by creating new methodologies that makes the existing techniques obsolete 3) Within the next 2 years, capture at least 5% of the GRC/IRM and Risk Intelligence market 4) Within the next year, expand the company to achieve 1Million ARR. 5) Within the next year, Use AI/ML capabilities to reduce the need to expand headcount and automate risk identification and assessment 6) Within the next 2 years, expand customer segment beyond Financial Services to Healthcare, Energy and Manufacturing 7) Within the next 3 years, decide on implementing one of the following 4 potential exit strategies 1-Acquisition/Merger with GRC Platform Vendor (e.g., ServiceNow, RSA Archer) 2-Acquisition by Big 4 Consulting Firm (e.g., Deloitte, PwC, KPMG, EY) 3-Acquisition/Merger with Enterprise Software Company (e.g., Oracle, SAP, Workday) 4-Continue as Independent Profitable Company (e.g., IPO) This matters because this is what I love to do, it's my passion (yeah, I'm a bit nerdy). God has given me extraordinary abilities and therefore I feel obligated to use what God has given me in a way that honors him and helps others in my circle through contributing my time, knowledge and my financial means to help others. My company will be a vehicle to help me be more of a philanthropist.

Hi Alexander, Great to meet you. I'm currently building a Technology company focused on providing a new risk management methodology that I created called FFERM (Four-Factor Enterprise Risk Management). For the past few decades, risk has been calculated using two factors, Likelihood (i.e., probability of occurrence) and Severity (i.e., impact of the occurrence). The problem is that past banking and economic failures are not identified through the two factors, yet the industries still use them because of apathy and the status quo. The methodology is mildly effective, but when it comes to large-scale failures, which are the root of most present-day banking and economic failures, the two-factor methodology is useless. I developed the four-factor methodology, which, when back-tested against past failures, is 87% effective at predicting and modeling failures, enabling you to forecast potential failures based on leading indicators in financial markets. So I created FFERM Technologies as a vehicle to implement the new methodology and the corresponding technology that enables the management of present-day risk. I am in the process of submitting 11 patent applications for the methodology and technology I developed to manage risk in financial services organizations.... So thats what I'm building... For more information, feel free to visit https://www.ffermtech.com for an overview of the organization, methodology, and technology. -jle