Roast To Riches is back this Friday — October 16, 9:00 AM at Foxtail Coffee, 4075 S Ridgewood Ave, Port Orange. One hour, in person: a free underwriting lesson — we are working the 123 Main Street deal from this week's posts, the $210,000 question — then real discussion and deals around the room. Free to attend, every two weeks, same time, same table. Bring a deal or bring questions. If you are near Volusia County, this is your room. Who's coming Friday?

You offered on 123 Main Street. The seller counters at $185,000 — well above the price your numbers supported. A) Take it. It's still a good house, and rates might drop. B) Hold at your max offer. The math is the math. C) Walk away completely and don't look back. One of these protects your cash. The other two cost you money every month for years. What's your move — A, B, or C? Answers tomorrow.

Cap rate = NOI ÷ purchase price. That's it. It tells you what a property earns before any loan — so you can compare two houses apples to apples. Monday's deal: NOI is $14,880/yr. At $200,000 that's a 7.44% cap. At the $210,000 asking price it's about 7.09%. Same house. Same rent. The price you pay moves the return — not the other way around. What cap rate do you refuse to go below in your market?

123 Main Street is back — but this time it's listed at $210,000, not the $200,000 we ran last time. Rent: $2,000/mo ($24,000/yr). Expenses: $9,120/yr. Repairs: $25,000. ARV: $275,000. Run it: What's the NOI? What's the cap rate at the $210,000 asking price — and would you pay asking? Answers Thursday. Bring your numbers to tonight's free Beginner Q&A, live TONIGHT, Mon Oct 12, 7–8 PM ET, right here in the community — we'll work through them together.

Quick reminder: our Beginner Real Estate Q&A is TONIGHT — Monday, October 12, 7:00–8:00 PM ET, live on a Skool call right here in the community. This call is built for beginners. Bring the question you've been sitting on — cap rates, your first deal, a property you're looking at, where to even start. All of it is fair game. The only rule: no question is too basic. It's on the community calendar — join from there at 7. Who's coming tonight, and what are you asking?