🕊️ Wills, Records & Financial Legacy: Leaving Order, Not Chaos
Here’s the truth no one likes to talk about: money isn’t just about you. It’s about what happens when you’re gone, when you can’t speak for yourself, or when the people you love most are left picking up the pieces. If you’ve ever seen a family torn apart over an inheritance (or even something as small as who gets Grandma’s wedding ring) you already know why this matters. Your financial legacy is more than numbers. It’s clarity, organization, and peace of mind for the people who come after you. Here's Day 29's lesson: 🧾 The Power of Getting It in Writing Let’s start with the basics: everyone needs a will. Even if you don’t have a mansion, a trust fund, or six figures in the bank, you have assets -- your home, your car, your savings, maybe even that growing investment account you’ve worked so hard to build. Without a will, the state decides what happens to all of it. And trust me, that process isn’t fast, fair, or simple. A will isn’t about being morbid. It’s about being kind. You’re removing confusion, preventing arguments, and saving the people you love from stress they don’t deserve while they’re grieving. You can create a will through a lawyer, an online platform like Trust & Will or LegalZoom, or even draft one yourself with the proper witnesses. The point is --do it. 💻 Get Organized Before Life Forces You To Here’s a hard truth: most families don’t know where anything is. Bank accounts, insurance policies, passwords, logins, even where the safe deposit box key is -- all of it lives inside one person’s head until it’s too late. Let’s fix that. Start a Financial Legacy Folder -- physical, digital, or both. In it, include: - Bank and investment account info - Mortgage, insurance, and retirement documents - Updated list of passwords (or a password manager master key) - Copies of your will or trust - Contact info for your attorney, accountant, or executor - Notes or instructions for family, beneficiaries, or dependents It doesn’t need to be pretty -- it just needs to exist.