ποΈ Wills, Records & Financial Legacy: Leaving Order, Not Chaos
Hereβs the truth no one likes to talk about: money isnβt just about you. Itβs about what happens when youβre gone, when you canβt speak for yourself, or when the people you love most are left picking up the pieces. If youβve ever seen a family torn apart over an inheritance (or even something as small as who gets Grandmaβs wedding ring) you already know why this matters. Your financial legacy is more than numbers. Itβs clarity, organization, and peace of mind for the people who come after you. Here's Day 29's lesson: π§Ύ The Power of Getting It in Writing Letβs start with the basics: everyone needs a will. Even if you donβt have a mansion, a trust fund, or six figures in the bank, you have assets -- your home, your car, your savings, maybe even that growing investment account youβve worked so hard to build. Without a will, the state decides what happens to all of it. And trust me, that process isnβt fast, fair, or simple. A will isnβt about being morbid. Itβs about being kind. Youβre removing confusion, preventing arguments, and saving the people you love from stress they donβt deserve while theyβre grieving. You can create a will through a lawyer, an online platform like Trust & Will or LegalZoom, or even draft one yourself with the proper witnesses. The point is --do it. π» Get Organized Before Life Forces You To Hereβs a hard truth: most families donβt know where anything is. Bank accounts, insurance policies, passwords, logins, even where the safe deposit box key is -- all of it lives inside one personβs head until itβs too late. Letβs fix that. Start a Financial Legacy Folder -- physical, digital, or both. In it, include: - Bank and investment account info - Mortgage, insurance, and retirement documents - Updated list of passwords (or a password manager master key) - Copies of your will or trust - Contact info for your attorney, accountant, or executor - Notes or instructions for family, beneficiaries, or dependents It doesnβt need to be pretty -- it just needs to exist.