How much do you know about term life insurance? Did you know there is an old term and a new term option? What does that even mean? Term life insurance is exactly what it sounds like. You are paying for coverage for a specific period of time, and once that time period is up, so is the coverage on your life. Originally, the only way the life insurance company would pay out is if the person covered, passed away during that time period. And it was generally only used 2% of the time, because you had to die for your loved ones to get paid! Often times I hear people say, “Why would anyone pay for that?!” Well there are really great reasons. If you split the bills with someone in your household, and they pass away, do you know how you’ll cover their portion of the bills, long term? If you own a home but still have an extremely large mortgage, do you want your loved ones taking on that giant bill and responsibility? If you have small children (they’re expensive) will they be taken care of and have enough money over the next ten years after you pass away? If you answered “no” to any of these, then even this old term would be a great option to cover and protect additional hardships, above and beyond the emotional hardship of losing a loved one. And term life insurance is the cheapest of all insurances, if you get it at a younger age and you are healthy. Someone who is older and has maybe already saved the bulk of their retirement has less liability and therefore maybe less need for term insurance. So why aren’t we taught about this in school either before or right when we would need it most… just after college, when we join the workforce, when we are starting a family, and/or when we buy a home???! And now, how is new term life insurance even better? Remember how you had to die to use the old term? Well, for your loved ones to use it? What if you can actually protect YOURSELF with it too?! Cause now you can. New term life insurance is actually used 30% more of the time. Not only does it still serve the purpose or covering your debts and liabilities and protecting your loved one’s futures if you pass away, but it also will pay out to you if you are diagnosed with a chronic, critical, or terminal illness, or if you are severely injured and cannot perform 2 of the 6 activities of daily living, i.e. walking, eating, bathing, sitting, transferring, or continence. So what does this mean?

Of the four options below, what is your number one priority as a small business owner? If you aren't a small business owner, but hope to be one day, what would you say is most important for the success of your future business? Comprehensive Planning for your business: Here is a list of some areas that may have been ignored or unprioritized in the past but really SHOULDN'T be ignored. ☑️Business Preservation ☑️Wealth Accumulation ☑️Estate Planning ☑️Executive Benefits ☑️Business Transition Planning Here are some questions for thought: ✅What if you can not only strengthen your employees loyalty, but also support your own personal long-term business goals at the same time? ✅Would you want to learn more about how? ✅What is your 4+ month plan? ✅Are you protected and able to pay your bills long-term if you get injured or sick and cannot work for an extended period of time? ✅Will your business survive if you or a major key player on your team is out of commission? In the comments below, tell us about your business and where you feel like you struggle the most? What you would be most interested in learning more about? ~Additional information to be provided and discussed in Small Business Owners Part 2.

Who’s paying your bills if you’re injured or sick and you cannot work for 6 months, a year, or longer? Life insurance can. For just pennies to the dollar, you can ensure a backup plan if something happens. Just like you can replace your cellphone for free it it is ensured. You don’t have to pay out of pocket. Do you have insurance on your life, or just on your phone?

Ever wonder what it really takes to hit that first $1,000,000? 🤔 Here’s the crazy part — it’s not about luck 🍀, it’s about consistency 📈 Check this out 👇 If you invest just $500 a month and earn an average of 10% return, you’ll have…💎 $1 MILLION in about 30 years! That’s the power of compound interest — your money starts working harder than you do! 🔥 💬 Drop in the comments:What age would you want to hit your first million by?Let’s see who’s dreaming big! 💭💸 #MillionaireMath #CompoundInterest #WealthMindset #FinancialFreedom #LegacyBuilding #MoneyTalks #SkoolCommunity

💸One could argue that "Time is Money." We do have to dedicate a lot of time to work so that we can not only earn a living now, but also save for retirement later. So today we are going to discuss time management and how being "BUSY" is viewed. First a few questions to consider: Is being "too busy" a sign of importance? Can it lead to one being too distracted to reach their goals or dreams? 🕴️It seems our culture equates 'being busy' with being 'important.' As if being busy is a symbol of status or that you are in high demand. Is being busy a badge of honor? People tend to believe, that if they are viewed as super busy, then they are then also viewed as being super important. Or maybe this just makes them 'feel' more important. Do being busy and your level of importance correlate? 🕰️Doesn't it depend on what you are actually doing that makes you so busy? One train of thought presented to me is "to be busy, is to kill your dreams!" Not to mention that "always going" can wear you down and potentially cause burnout. So how can we reframe our thinking around business and, dare I say, our priorities? Cimarron Global solutions argues "Busy is not a badge of honor. You don't go through school to learn that skill. No one's sewing the patch of 'business' on your merit vest." Goodreads also states, "Busy likely means you are not paying attention to the current moment, but instead are hustling around in a fog of things you 'have' to do." 🗓️Have you ever been told by a friend or family member that they don't have any time for you? What if you pressed more, and asked to compare calendars and put something on the books, even if booked out a ways? I was told the other day "I have absolutely no time between now and December." Is this really a lack of time due to being busy, or a lack of priority or importance? 📺One could argue that if something is of high importance, than we can and will make time for it. Would that person's television screen or their cell phone, full of games, apps, and social media, agree that they did not have even 30 minutes of available time for over two months? Or would their time just have been wasted?