Not me but I’m up it’s time to shine!!

Do you agree or disagree with this quote? Why or why not? You do not become your highest dream and aspiration. You become the lowest standard you can accept in your life.

1. **Set Your Financial Goals**: Identify short-term and long-term goals, such as saving for a vacation, building an emergency fund, or retirement. 2. **Track Your Income**: Calculate your total monthly income, including salary, side jobs, and any other sources. 3. **List Monthly Expenses**: Write down your fixed expenses (e.g., rent, utilities, insurance) and variable expenses (e.g., groceries, entertainment). 4. **Categorize Spending**: Group your expenses into categories (housing, transportation, food, etc.) to better understand where your money goes. 5. **Set Spending Limits**: Allocate specific amounts to each category based on your income and goals. Ensure you leave room for savings and emergencies. 6. **Monitor Your Spending**: Regularly check your spending to ensure you're staying within the budget. Use budgeting apps or spreadsheets for easy tracking. 7. **Adjust as Needed**: Review your budget monthly, adjusting if necessary to accommodate changes in income or expenses. 8. **Save and Invest**: Prioritize savings and investing to grow wealth over time. By sticking to a budget, you’ll build better financial habits and reach your goals

My top 10, 1. Art school. 2. Coming to support. 3. Helping others. 4. Seeing family. 5. Learning new things. 6. Meeting new people. 7. Helping @Angel Fletcher build her community stronger. 8. Writing music. 9. Journaling. 10. Being able to see my son after not being able to see him for 8 weeks.

Oh this time change is got me feeling like wow why? Anyone else feel this or is me because I’m ready for a nap 😂