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Cloud Residents · US Credit
1k members • Free
58 contributions to Cloud Residents · US Credit
12d •
Navy cashRewards Credit Card approval
I recently received approval for the Navy Federal Cash Rewards program. I would like to express my gratitude to you all, including @Ain - Cloud Resident , for your assistance. However, I was disappointed to find that my credit limit is only $500. Could you please provide me with some advice on how I can increase my automatic credit limit?
0 likes • 12d
Congrats bro!! How long have you been with Navy Federal? Did you have any loans?
May 23 •
NFCU CLI :D
Checking account and credit card opened on March 12, $500 limit, and I received the automatic increase today.
0 likes • May 23
Wow, that's great! What credit card do you have? Do you have any loans?
0 likes • May 24
@Esteban Hernandez Wow, that's awesome that you got approved for the credit card the exact same day you opened the account! And how's your credit history looking? Did you make a big deposit the same day?
May 18 •
Credit score - Capital One
Hi all, I have had my CO Quicksilver Card for a few days now. I am a foreign national and do not reside in the USA. I wanted to sign up for CreditWise—which is advertised by CO—but this is not possible with an ITIN. Where can I check my credit score?
0 likes • May 18
Is this your first credit card? If so, you'll need to wait for at least three billing statements before trying on MyEquifax. Sometimes it can happen sooner, but you absolutely need at least one statement to be reported first
May 18 •
Capital One Account Number Setup
Anyone else running into this issue when setting up a Capital One account? I have a US phone number (Popcorn on T-Mobile) that works fine everywhere else. I've also tried with a VPN enabled, but I keep hitting this error when trying to sign in through the app. Any workarounds?
1 like • May 18
If it's your primary phone number and you use it frequently, sometimes you just have to wait up to 15 days for it to fix itself, or even until your next billing statement. Also, to link your card to Apple Pay, you need to use your carrier's roaming service; you won't be able to do it with a VPN
May 16 •
Capital One Venture X Approval (ITIN)
Got approved today for the Capital One Venture X with a $20,000 credit limit. I first went through the pre-approval tool, got the pre-approved offer, decided to move forward with the application, and was instantly approved. DP: - FICO: 750 - Credit history: 3 years - This is my 3rd credit card - ITIN issued in October 2025 What’s interesting in my case is that even though my ITIN is relatively new, I was able to carry over my credit history from cards I previously opened with just my passport through Bank of America and American Express, so I’m pretty sure that helped a lot. For anyone interested, here’s the official pre-approval link from Capital One:Venture X Pre-Approval
1 like • May 16
@Apple Service yeah bro, something was telling me I had a good shot, so I just went for it. Now it’s time to figure out how to hit that spending requirement and grab those 75k miles hahahaha
1 like • May 16
@Jörg Weber At the time of approval, my total available credit was $19,000: $5,000 on the Capital One Quicksilver and $14,000 on my American Express BCP. My overall utilization was around 16% if I’m not mistaken, although my Quicksilver alone was reporting around 60% utilization.
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