Hello everyone, I am a mobile home flipper/investor based out of NE PA. But looking to expand into other markets. Eventually making my way up to MHP ownership.

I am about to own a couple of small mobile home parks that are seller-financed, so there’s no bank debt on them right now. Recently I was talking with a banker at Truist (formerly BB&T) — he helped my parents refinance an RV park years ago. I’ve stayed in touch with him and have asked a questions about mobile home park lending a couple times as I find deals. He’s been upfront that Truist doesn’t really do MHP loans, but in recent email he gave me a mhp loan broker connection and asked asked whether I had any operating accounts I might want to bring over. That’s where I’m a little torn. On one hand, I don’t fully understand the upside of moving a park’s operating account to a bank that can’t lend on my asset class, even if I like the banker personally. On the other hand, I’m thinking it might make more sense to intentionally place one of these small seller-financed park accounts with a local or regional bank that does lend on mobile home parks, even if I don’t need them today. That way I’d be an existing customer with operating history when the time comes to finance or refinance a larger park and they’d already know me and the cash flow. Curious how others have approached this: - Do you intentionally place deposits with banks you want future loans from? - Does having even a small operating account meaningfully help when a banker has to go to loan committee later? Appreciate any real-world experiences.

Looking at a park that has three POH but the seller does not have title to these homes. What are some things to consider, negotiate into the deal? -Ask seller to retain "ownership" and collect space rent until he can produce title? Have first right of refusal once title is obtained? Thanks- Jason

35 lot park all city 30 tho and below market 910k. A mile from the last park we closed in 2025. Keep it rolling

Man I met with a seller 7 pad. Direct billed utilities. Sadly another cold caller already has 200 pads locked up of multiple smallish parks from them of 10 units plus and most of the public utilities. But they got more units of tiny properties scattered and solid seller financing. Going to take a look at it all. This one 20 year note. Want me to hold, 5% interest, 5% down. Made sure not to lock myself from refinancing but they did ask about it. But they are business people themselves and said hey if you find a big park and need the money then that’s fine.