Team AFL I’ve gone through the 2025 UK Budget and let me tell you, there’s a LOT in here that will impact entrepreneurs, investors, and property people. But before we get into the fear and noise the media is pushing… 👉 Remember: winners are made in times like these. 👉 Markets shift. Strategies evolve. Wealth still gets built. Let’s break this Budget down the way only this community can with clarity, confidence, and opportunity-focused thinking. 🔹 Small Business – Tougher Climate but Bigger Rewards for Action Takers Yes, taxes are creeping up. Yes, consumers will feel pressure. BUT… - There are strong capital allowances for those building real businesses. - The government wants fast-growing companies to scale — and money will flow into those who innovate. This is where entrepreneurs win. The average person will freeze. The community here will take action. 🔹 Investing – The Squeeze Is Real, but Strategy Beats Fear ISAs shrinking. Dividend taxes rising. Savings becoming less attractive. The middle class is being squeezed tighter than ever and honestly, the government isn’t helping them stay afloat. But here’s the truth: 👉 We don’t rely on the government to build wealth. 👉 We rely on strategy, education, and execution. The smart money will leave the sidelines and move into assets with real returns. 🔹 Property – Pressure on Landlords… But Look at What the Big Players Are Doing Higher taxes on rental income. Visitor levies on short lets. More heat on “asset wealth.” A lot of landlords are panicking. But look around… 🏦 BlackRock is still buying property. 🏦 Lloyds is still expanding their housing portfolios. 🏦 Institutional investors are doubling down while everyone else moans. Why? Because despite tax changes, property remains: ✔️ A hedge against inflation ✔️ A long-term wealth vehicle ✔️ A cash-flow machine when done properly ✔️ An asset class with REAL value, not paper promises If the big boys are deploying cash… that tells you everything. 🔑 Key Takeaway

We’re in the FINAL month of the year… and this is where winners separate themselves from the pack. Most people slowdown in December. But not us. Not this community. This is where we build momentum, tighten focus, and set ourselves up for a MASSIVE 2026. So, I want to kick off a powerful challenge: Who’s committed to finishing the year STRONG? Comment below with YOUR ONE BIG DECEMBER GOAL. It could be: 🏘️ Securing your first (or next) deal 📚 Completing the SA or DP course 💰 Speaking to 5 investors ⚙️ Systemizing your business 🔥 Launching your property brand 📊 Building your pipeline for January Whatever it is.. declare it below. There’s POWER in committing publicly. Let’s get laser-focused, hold each other accountable, and make December the month that shifts everything.

We all want to make more money, live a better life, help others - and most people can. Few though, know how to keep it… and even fewer know how to grow it. We all hustle hard to earn, but our habits, belief systems, and lack of financial education keep us stuck on the same treadmill. 💰 Making money takes action 💼 Keeping money takes behaviour 📈 Growing money takes knowledge Wealth isn’t built by what you earn, it’s built by how you think and act around money. I am continuously looking at how I was raised and how I want to make, manage and multiply money. Even better give my children different belief systems as they start to handle money. Learn the principles. Develop the discipline. Play the long game. 👉 Ask yourself today: which area do you need to focus on most — action, behaviour, or knowledge?

If you have not done so already you need to get yourself onto this bootcamp. I took my 17 year old with me who absolutely loved it. Completely blew her mind with regards to the information shared and how this could change her life. Huge contrast compared to what she is currently learning at college. @Liam J Ryan and the team were giving as always, huge amount of info with the days only finishing after 7pm or 8pm on the one day. Think they have finished these for this year but if you havent would highly recommend getting onto one of the bootcamps next year.

Every win I’ve ever had came from moving first and perfecting later. You don’t need the perfect plan, you need momentum. Most people talk themselves out of opportunities because they wait…wait for clarity, wait for confidence, wait for permission. But winners? They decide.They commit.They take action. Because you can fix a mistake but you can’t fix doing nothing. 👇 Drop ONE decision you’re committing to today.