(updated) As part of the update we moved from two to three tiers. Here is what that means in plain ... Utah English. 🥉 Standard — Free (see Note below) Access to the Start Here block. This is your orientation. Get set up, learn how the community works, and see what we are all about. ⛔ Note: Members are allowed to stay in this tier for 10 days, at that point if they have chosen to not progress forward, their membership will expire. We are here to take action and move forward. We understand some come to look and see, so we need to keep the community clean from those inactive accounts. This is effective as of July 1st. 🥈 Premium — $17/month Everything in Standard, plus the full education. That is the 🤔 Know the Game, 🚦Go Get Deals, and 📚 The Library. This is where you learn transactional funding and how to go find and fund deals. 🥇 VIP — $97/month Everything in Premium, plus the tools that build this as a business. The 🏗️ Deal Machine, your own branded white label site (transactional + primary) with the automated nurturing campaign, ⚡ Run It Up with the full Morby & Echo education plus playbooks, and 🔁 The Replays with every recorded live call. One quick note on the names 📝 Standard, Premium, and VIP are the tier names Skool gives us, and we cannot change them. We are keeping the names Skool uses so everything stays consistent, but we know the shift can feel a little confusing at first. That is exactly why this post is here. What this means for you 👇 If you were a Standard member, you stay right where you are, free. Your access is limited to the Start Here block until you upgrade to either Premium or VIP, and then the rest opens up. If you were a Premium member, you have already been moved to VIP to line up with the new structure. You keep the Deal Machine and everything you already had, and you do not need to do a thing. And here is the promise we keep for everyone. Whatever price you are at, that is your price for as long as you renew. Lock in a rate and it stays yours. 🔒

Hello! Another question (shocker..lol) In the Training (Know the Game) Section E (Morby) is it possible to break down the deal even more? I'm a numbers person and I'm trying to figure out why TF Hub funded $317k which is more than the Seller Carry amount $275k. The Purchase Price was $1,100,000. If the senior loan was 75% of the $1,100,000 that's $825k. Closing Costs would be about 3% of PP = $33k. Add the $825k + $33k = $858k. Subtract the $858k from PP $1,100,000 = $242,000. Why did TF Hub fund $317k and not $242k? The Seller Carry would have to be AT LEAST $242k to pay us back plus extra costs (2nd closing costs, TC fee, TF Hub fee, walk-away cash if any). The $275k listed on the example would be about right. After this long winded question, why did we fund $317K? Where is that coming from and why isn't it the $242K? If you've gotten this far..thank you!

To all you that live in the US or celebrate the holiday, happy freakin 250th anniversary!

I'm interested who in this group can manage EMD completely independently and might want referrals on deals that offer high payouts at close but need lower upfront fees that we charge. We might be able to refer some periodically. I'll check on this kind of these at times to make sure I understand our group skills. :) @Khalil Yusuf @Mandy Cartagena @Kathleen Miller @Jamey Marcos @Brenda Villafranco

Recourse or non-recourse? He guessed wrong and it cost him everything 📣 An investor I know borrowed $400K from a private lender to buy a few rentals, No personal guarantee, just the properties on the line… He felt safe... until a bad year hit and he learned what his loan actually said. More on him in a second. 📌First, the thing every borrower needs to understand :- 🚨There are two kinds of loans, The difference between them decides how much of your life is at risk when a deal goes bad. ➡️ RECOURSE LOAN You stop paying, The lender takes the property, But if the property sells for less than you owe, they can come after YOU for the rest. Your house Your savings Your other rentals Your bank accounts The property is just the starting point, You're on the hook for the gap. This usually shows up as a "personal guarantee." When you sign one, you're not just putting the property on the line, You're putting yourself on the line. ➡️ NON-RECOURSE LOAN You stop paying, The lender takes the property and that's where it ends, They cannot touch your personal stuff, If the property sells short, that loss is THEIRS, not yours. ( lenders still get tax benefits 99% of the time lol ) 😂 You hand over the keys and walk away, Your house and savings stay safe no matter what. So non-recourse wins every time, right? Not so fast.🗿 WHAT MOST PEOPLE GET WRONG🤦‍♀️ A private lender's real safety net isn't your signature. It's the equity in the deal.📌 They lend less than the property is worth, so if things go bad, the property alone covers them, That's why some private lenders say "no personal guarantee needed." … They don't want your house… They just want their money back, and the property usually gives them that. That's why non-recourse is more common in buy-and-hold ( and DSCR loans too ) than people think. 📌THE CATCH NOBODY EXPLAINS🚨 Even a non-recourse loan has rules that cancel your protection:- Lie on the application Hide rent Trash the property. Pull a fake bankruptcy to stall… Strip the place before you hand it back.