──────────────────────── ROLE OVERVIEW ──────────────────────── Role: Lead and scale global credit risk and analytics strategy by building AI/ML-driven underwriting, portfolio monitoring, and risk governance systems to support sustainable growth. ──────────────────────── APPLY ──────────────────────── https://jobs.ashbyhq.com/Deel/1a23dd2e-074c-456c-9866-0d59306ad6a9 ──────────────────────── COMPENSATION & WORK DETAILS ──────────────────────── Salary: Not disclosed Pay Type: Salary + Stock Grant Work Type: Full-Time Location: [US Only] [UK Only] [Canada Only] [Germany Only] [France Only] [Ireland Only] ──────────────────────── KEY TASKS ──────────────────────── Key Tasks: Build and scale credit risk analytics capability, develop and deploy AI/ML underwriting and pricing models, integrate alternative data sources for predictive accuracy, architect real-time portfolio monitoring and alerting systems, design A/B testing frameworks for underwriting and pricing, implement credit governance processes and reporting, collaborate cross-functionally with Product Engineering Sales and Compliance, optimize collections strategy using predictive analytics, ensure model auditability and regulatory alignment ──────────────────────── QUALIFICATIONS ──────────────────────── Qualifications: 15+ years credit risk management experience, leadership experience in consumer and SME lending, hands-on AI/ML underwriting model development, experience leveraging alternative data sets, experience managing credit risk across new products and markets, strong stakeholder communication and leadership skills, degree in Finance Economics Statistics or related field, master’s preferred, CFA FRM or PRM certification preferred ──────────────────────── TOOLS & CLIENT ──────────────────────── Tools: AI/ML Models, Credit Risk Analytics Systems, Real-Time Monitoring Frameworks, A/B Testing Frameworks Client Type: Global Payroll and Workforce Platform Customers