Three things killing your business credit card approvals

Too many hard inquiries in the last 6 months. Banks see that and think you're desperate for credit. Slow down. Be strategic about when and where you apply.

High utilization on your personal revolving accounts. If you're using more than 30% of your available credit it's hurting you. Get that down before you apply for anything.

Applying at the wrong banks in the wrong order. Sequencing matters. Some banks are inquiry sensitive. Some don't care. If you don't know the difference you're burning approvals for no reason.

Fix those three things and watch what happens.

I go deeper on all of this in the Premium tier. The exact bank order. The pre-qualification strategy. The call scripts. Everything you need to actually stack $50K-$150K at 0%.

But start here. Clean these three up first. Then we build.

Drop a 🔥 if this helped. If you got questions ask them below I'll answer.

2 comments