They said that because I process applications on a Zoom call.
Here are the facts:
→ Chase: $100K balance / $90K limit — over limit
→ Wells Fargo: $10K / $10K — maxed
→ US Bank: $8K / $8K — maxed
→ BofA — banking issues, can't even apply
→ Amex — flagged, do not apply business OR personal
That's Chase, Wells Fargo, US Bank, BofA, and Amex.
The first 5 banks every funding company hits.
They are LOCKED out of all of them.
And they have high balances reporting Monday on their personal credit.
So not only are they over leveraged...but we have no time to plan anything.
This file is a mess no one will touch.
No other funding company would've spent the time I spent with them.
Yet I still built a stack in under 30 minutes
I found 5 banks we could still hit right now. Today.
You're paying for 10 years of underwriting experience to look at your file and tell you exactly what's open, what's closed, and what's about to close before you blow it.
But go ahead. Do it on your own. 🤝