Getting started with investing doesn’t have to feel overwhelming. Whether you’re just beginning your financial journey or starting over, these five simple steps can help you move from hesitation to action:
- Know Your “Why” (What are you investing for? Freedom? Retirement? Your kids? Knowing your goal gives your money a mission.)
- Check Your Budget (Before you invest, make sure your spending and saving are in alignment. That’s the first step of the SSI Method.)
- Learn the Basics (You don’t need a finance degree—just enough to understand things like stocks, ETFs, and risk. Start small, but stay consistent.)
- Choose a Platform (Fidelity, Vanguard, or even apps like Public or Robinhood—pick one that’s beginner-friendly and aligns with your needs.)
- Start with What You Can (Even $25 or $50 a month matters. Time in the market beats trying to time the market.)
🧠 Mindset Reminder: You don’t have to know everything to begin. You just need to start. Investing is an act of ownership—and ownership is the key to building wealth.