A few months ago, I was sitting in a crew room listening to two pilots talk about bases, upgrades, and pay bumps. Nothing unusual. But then one of them said: “Man, with what we make… I should be able to afford a whole lot more than I do.” That line stuck with me. Because honestly… I'd had the same thought before. Have you ever looked at your pay scale, your base, your schedule, and quietly wondered: Am I actually building wealth the way I SHOULD be at this stage of my career? If you’ve ever had that question — so did I. And I started noticing something interesting: Two pilots with the same paycheck can have completely different levels of affordability, savings, and long-term stability… depending on seat, base, and timing. When I started comparing real data across FO → Captain paths…The differences were honestly surprising. So I put together something special: A fully filled-out example of the tool The Pilot Wealth Snapshot so you can see EXACTLY what your own numbers could look like Zero Forms. Zero spreadsheets. Just clarity.

If your payment suddenly went up and your rate didn’t change, it’s usually not a scam. It’s often your escrow account. Your monthly mortgage payment often includes: - Principal - Interest - Property taxes - Homeowners insurance When taxes or insurance go up, your escrow account may come up short. The servicer has two choices: - Ask you to write a lump‑sum check, or - Spread the shortage (plus new higher estimates) over the next 12 months That’s when payments jump. What you can do: - Ask for the escrow analysis - Shop your insurance if it spiked - Sometimes you can choose to pay the shortage upfront to reduce the monthly bump Has your mortgage payment ever jumped unexpectedly? What happened in your case?

Here is a new mini course uploaded for any airline pilot trying to buy a house. There will be 2 more courses recorded tomorrow.

Florida is one of the most veteran-friendly states in the U.S., offering solid benefits for service members and their families — without diving into complicated tax or domicile rules. 🏡 VA & Veteran Benefits Highlights: ✅ Property Tax Discount for Disabled Veterans – Eligible veterans with a service-connected disability rating can qualify for a significant property tax reduction on their primary residence. ✅ Full Property Tax Exemption – Veterans with a 100% permanent and total disability rating may qualify for a complete property tax exemption on their primary home. ✅ No State Income Tax – Your VA compensation and retirement pay are not taxed at the state level. 📎 For details and applications, check with your local county property appraiser or the Florida Department of Veterans’ Affairs website. 📊 Quick Florida Facts (Q3 2025): – Median home price: ~$410K – Popular bases: MIA, MCO, TPA, and FLL 🌞 Bonus for Lifestyle: – Year-round sunshine and coastal living – Strong veteran and pilot communities – Access to both beach life and major flight hubs ✈️ Question for you: If you could live anywhere in Florida while flying your current routes, where would you pick — Gulf Coast, Atlantic side, or Central Florida? Drop your choice below 👇

Here's What You Get Colorado is veteran-friendly — especially if you have a VA disability rating. 🏡 Property Tax Exemption for 100% Disabled Veterans ✅ Up to 50% off your property taxes on the first $200,000 of your home’s value – Must be a Colorado resident – Must have a 100% permanent and total (P&T) VA disability rating – Applies only to primary residence 💡 The exemption can save you ~$500 to $1,000+ per year depending on your county. 📌 Application Deadline: Typically July 1st each year 📎 Check with the Colorado Dept. of Military and Veterans Affairs or your local county assessor 📊 Quick Housing Facts: – Median home price: ~$530K (Q3 2025) – Avg. property tax rate: 0.48% (vs. 0.99% U.S. average) – No state-level real estate transfer tax 🌄 Bonus for Lifestyle: – 300+ sunny days/year – Outdoor access: hiking, skiing, and scenic mountain layovers from DEN – Veteran communities active in most major cities What’s your favorite layover spot in Colorado, mountain view or best food? Drop your pick below 👇