Event Name: Real Estate Power Hour Workshop: Tax Write-Offs & Investment Strategies for Real Estate Agents 🗓️ Date: Thursday, February 19th 🕙 Time: 10:00 AM – 12:00 PM 📍 Location: A and N Mortgage | 1945 N Elston Ave 🎟️ RSVP: https://www.eventbrite.com/e/real-estate-power-hour-workshop-tickets-1981247882751?aff=oddtdtcreator See all my Chicago peeps there!

🏆 Winners 1. First-Time Homebuyers Struggling With Affordability - People who are unable to come up with a down payment could enter the housing market sooner. - Especially beneficial for younger Americans with decent 401(k) balances but limited savings. 2. The Real Estate Industry - More buyers = more demand. - Realtors, mortgage brokers, appraisers, and homebuilders could see a boost in business. 3. Politicians Promoting “Homeownership” - Policies like this play well politically, especially with millennials and Gen Z who feel priced out of the market. - It gives the appearance of doing something big about housing affordability — even if it doesn’t address the root issue. 4. People in Hot Real Estate Markets - In high-growth cities or low-inventory markets, this added demand could drive prices even higher. - Existing homeowners benefit from price appreciation. 💸 Losers 1. Future Retirees Who Withdraw Funds - The biggest loser is likely you 30 years from now. - Withdrawing from your 401(k) cuts into compound growth, which is often the key to a secure retirement. - Many people may never “rebuild” that retirement balance once it's withdrawn. 💡Example: Pulling $40,000 at age 30 could cost you over $300,000 at retirement, assuming 7% growth. 2. The Broader Retirement System - This undermines the original purpose of 401(k)s, which is long-term retirement savings. - It sets a precedent that retirement accounts are just piggy banks for near-term needs, weakening financial discipline. 3. Taxpayers (If the Plan Includes Forgiveness or Defaults) - If this policy includes penalty-free and tax-free treatment, it reduces future tax revenues. - If borrowers default on mortgages or lose homes, there could be broader economic spillovers. 4. People Who Stay Invested in 401(k)s During Market Rallies - If a participant withdraws during a market dip to buy a house, they lock in losses. - Meanwhile, others who leave money in may benefit from the rebound.

Every Friday, you get exclusive access to live sessions designed to help you save on taxes, build wealth, and get real-time answers to your questions — all led by me. 🗓️ Here’s what’s happening every Friday (CST time): 9:00 AM – Tax Strategy 365 Members Only (VIP) 🔍 Deal Analysis + Live Q&A Bring your deals and your questions — we’ll break down the numbers and dive into strategy. 10:00 AM – Level 3 Community Members Only☕ Coffee Chat with RyanA more intimate conversation to go deeper into mindset, life, and long-term planning. 12:00 PM – Tax Strategy 365 Members Only (VIP)💼 Tax Strategy Q&A Rapid-fire Q&A to get your tax and investing questions answered live. 3:00 PM – Tax Return Clients(Premium) + Tax Strategy 365 Members (VIP) 📊 Tax Prep Support + Market Update We’ll help you with questions on your return, light strategy, and give updates on what’s happening in the market. ✅ Set your calendar.✅ Bring your questions.✅ Show up and level up. Let’s get to work.— Ryan