Just wondering if this is worth pursuing or better to wait for interest to drop more substantially… We closed on a house on 6/4 with a 7% interest and $9100 buyers credit which basically paid for all closing costs and gave us around $4k extra. When I was shopping for loans, a lender gave me a lower rate that I locked ( and will expire in 2 weeks) , to refinance at 6.375% with $4000 of closing costs. Total amount of the loan is $676k. House appraised at 30k more of purchase price. Refinance lender said we could bake the $4000 into the loan amount ($680k instead of $676k). I would save $253 a month in interest for no extra money out of pocket right now. Should we do it or wait? Appreciate any insight you might have! Sole

Hi! Im new here... nice to meet you all! We are buying our first STR, closing by the end of the month and wondering if installing a solar system will qualify for 100% bonus depreciation for year 1 when we do the cost seg analysis. Thanks in advance! Sole