Hello everyone. I'm Michelle - originally from SoCal and living in NYC now. I have an LTR in Anaheim, CA, an MTR in Astoria, NY and working on another MTR in Arverne, NY... if my contractor will ever finish! It's been over a year and such a harrowing ordeal. We're hopefully going to be done in January. Once I get that up and running, I'd love to relax a bit and do some passive activities like PML or syndications. Then once I recover I'm looking to do another big renovation and an ADU. Looking for PML learnings... TIA!

We have an LTR in an area with higher than normal appreciation (SF Bay Area) so ideally I'd like to hang onto that property if possible, but I want to use the equity to buy something else also. Is it better to cut ties and do a 1031 exchange, try a cash out refi or do a HELOC? The thing that's making this a hard decision is we currently have a fixed 2.65% rate on it!

Hello, my husband and I currently live in New York and I am wondering how to change my tax residency to Florida to reduce my taxes. We are renters in New York and both work remotely. We have a property in Florida which we use as an STR. What's the minimum amount of time we need to spend in Florida in order for Florida to be considered our primary state of residence for tax purposes?

Hello, I have $7800 in my 401K. I quit my job this year and am considering transferring my 401K to an IRA. Am I able to move it to a traditional IRA, and then convert it to a Roth IRA (I.e. backdoor roth IRA)? Or does the backdoor roth IRA not work for 401K conversions?