1d • 🚦General
What Is a Credit Builder Account?
A credit builder account is a tool designed to help people establish or strengthen their credit history.Instead of giving you money upfront like a normal loan, a credit builder account works by:
- Reporting monthly payments to the credit bureaus
- Showing consistent on-time history
- Building a positive tradeline over time
It’s basically a structured way to prove you can handle credit safely, even if you’re starting fresh or rebuilding.
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What Is a Credit Builder Account?
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