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This is a major FCRA vioIationšš If you have coIIections from PortfoIio Recovery Associates, MidIand Credit, Jefferson CapitaI, LVNV FUNDING A coIIection cannot be reporting as "LATE" or"0PEN" on your CREDlT report Use code 15 USC CODE 16815-2 & 1692g to dispute and rĆØmove Need heIp with your CREDlT? SĆ„y āMEā beIow šš¾