All course homework will be uploaded here If you see this drop a ⛳️

5 foundations of credit (5 c's) -CHARECTOR - what is your reputation, what is your credit history and or payment history -CAPACITY (D.T.I) debt to income, the ability to be able to repay the loan you took out -CAPITAL what financial assets do you have at the moment -COLLATERAL (what assets do you have to secure the loan you took out -CONDITION (what is the purpose of the loan what are your (interest fees)

Have you read your report in the last 60 days?

5 credit foundations are: Accuracy is everything Collections do the most damage Late payments have high impact Balances control your score Credit repair is a process The one area that affects me the most would be my collections (understanding how that part of my payment history affects scores) One Credit Goal for the next 30 days: How to understand and read my credit report so that I may learn how to read and explain to a client about their credit report.