🌪️ Weekly Edge: Lending’s Shifting Landscape & The Disclosure Ripple

Anyone else feeling the lending winds shift again? 🏡💨

Lenders are tightening review standards and underwriting feels a touch slower lately — not because volume’s up, but because everyone’s triple‑checking property condition details.

More detailed condition disclosures are creeping into every stage of the deal — from listings to appraisals — and it’s changing the pace. Turn times are stretching a bit, especially on homes that would’ve flown through last year.

What’s interesting? Agents who get ahead of this — by tightening their own property condition notes, photo coverage, and repair context — are keeping deals (and clients) calm. Transparency is becoming the new velocity. Educuate your sellers on the items that may trigger repairs at time of listing AND before signing the contract.

✅ Pro tip: Spend 5 extra minutes educating your seller’s on likely repairts — it can shave days off the backend once the appraisal hits underwriting.

How’s it looking in your area? Are your lenders or deals slowing down, or staying steady?

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