UAD 3.6 is changing the way files move through the valuation process, and brokers and lenders need to be prepared. Join us September 24 for two focused sessions: 🏡 Brokers: Protect Your Pipeline | 💼 Lenders: Protect Your Closings We’ll cover what you need to know and how these changes may impact your agents, clients, fees, turn times, and closings. 📅 September 24 | 🕘 AM & PM Sessions Interested in joining? Comment “UAD 3.6” below or send us a message, and we’ll send you the registration link! Let’s make sure you’re prepared before the changes impact your next file.

Sharing this one-pager here for the community! It’s a quick reference guide with 10 things to photograph and document that can help give appraisers better context when valuing a property. From exterior angles and garages to pools, rear features, mechanical systems, and solar panels—if it could affect value, show it. Hope this helps! Let me know if there’s anything else you’d like to see covered.

Here's a quick one that protects you more than it protects anyone else: if a seller hands you a copy of an appraisal from a pre-listing valuation or an estate, don't attach it to the MLS listing. Even if it feels helpful. Even if you have a legitimate copy. Why it matters to you: that report is somebody's licensed work product, built for one specific purpose and one specific reader — not for public marketing. Using it outside that scope isn't just a professional courtesy issue, it's a legal one, and it's on you as the person who attached it, not the person who handed it to you. Here's the piece most agents don't know: this has already gone to court and been decided. An appraiser sued a brokerage for using parts of his report in marketing material without permission — and won. That's not a grey area anymore; it's settled. Think of it the same way you'd think about the second sale on every deal — the one to the lender. You already know that report has to hold up to outside scrutiny long after your deal closes. The same logic applies here: what goes in that listing needs to be something you can defend, not something you borrowed. What's actually fine: your own measurements, your own floor plan, public record data, and a simple line like "priced below recent appraisal" if that's the strategy. What's not fine: the value opinion, condition notes, comps, or photos pulled straight from someone else's report. Here's something else worth understanding: reports often carry conditions you can't see just by reading a number. An appraisal might be based on a hypothetical condition ("as if" a specific repair or improvement were complete), an extraordinary assumption (something taken as fact that hasn't actually been verified), or a retrospective effective date (an opinion of what the property was worth as of a past date, not today). Sometimes the value or the data is entirely contingent on repairs or inspections that were supposed to happen before listing — and may or may not have. The client knows that context. You, as a third party looking at a number without the report, don't. That's another reason a number pulled out of context can create real exposure for you, even with the best intentions.

Good evening, everyone! Almost Friday — let the grind kick in! 🔥 Today I spent time updating the classroom, so here's a quick tour of what's new: 🎬 Free Teasers — Try before you buy. Two short intro sessions that give you a taste of the full library. 📖 Master Class (Free → $19) — Full 2026 overview in two formats: a 17-min free summary, and a 32-min deep-dive for $19. Great baseline before diving into the newer sessions. 🚨 Deal Protection 101 — YOU DO NOT WANT TO MISS THIS. Now $69. What actually protects your deals behind the scenes — what stalls closings, what triggers second-guessing, and what separates agents who lose deals from agents who save them. 📋 Know the Report = Keep the Close — The 2026 GSE changes most agents haven't heard about yet, and why it's about to send a wave through the industry. 💰 Find the Value = Win the Deal — For investors making five-six figure decisions on gut feelings. 55 minutes, packed with real case studies on nailing your ARV before you offer. Sessions range from free to $129 — or grab the annual membership for $299 and get it all. More sessions coming soon! 📌 Don't forget — it's not just sessions in here. Scroll the feed for the Most Common Repairs List, MLS Photo Guide Sheet, and other free resources and tools we keep adding for members. 💵 Affiliate commissions are now live on any course $29 or more — if you've gotten value out of this, share your link and get paid when others do too. This isn't a small update. This is the biggest change to residential appraisal reporting in over 20 years, and it touches every deal — every agent, every lender, every closing. The GSEs themselves have said appraisers should be the ones educating the industry through this shift. There are very few resources built by someone who actually does this work — so I took it further: I'm now available for regional office visits and live in-person sessions, not just what's in this classroom. Want me in your office? Reach out at shawnfoppeappraisal@gmail.com to talk dates.

https://singlefamily.fanniemae.com/delivering/uniform-mortgage-data-program/uniform-appraisal-dataset