Merry Christmas, Happy Holidays & Happy New Year As always, we're going to be running our new years business planning program for investors & real estate professionals first week of January. Let me know your goals in the thread below:

Hi everyone! I just joined this group recently and I am looking forward to learning more about real estate. More specifically, I was hoping someone could shed some light on the general recommendations and rules regarding personal-to-corp and corp-to-corp real estate purchase and sale. A Brief Backstory: In November 2024, I purchased two new builds: a 3-story townhome optioned to be 4 bed 3 bath (approx 1800 sq ft), and a single detached optioned to be 5 bed 5 bath (approx 3700 sq ft without basement). I had a connection and was able to get an extremely appealing deposit structure on both properties, and as a result I jumped on them quickly. The town is expected to close in February 2026, the single in June 2026. They are both located in Kanata North, which is one of the fastest growing areas of Ottawa. Kanata also boasts some of the highest rent prices in Ontario, making it a great place to own a rental property. My plan is to rent the town and flip the single. I will then roll the profits from the sale of the single into 2+ more rental towns. My Financial Situation: I own and operate a small business, and like many of you, I pay myself as little as possible past what is needed for living expenses; this is all to say that I have a good amount of liquid capital sitting in my business corp. Both of these properties I signed for personally, and have been paying the deposits with after-tax dollars from my personal account(s). I would like to set up a real estate hold co, mainly for the tax benefits and risk mitigation. What is the best way to go about structuring this? The end goal is to have both properties owned by my real estate hold co, while transferring the majority of the down payment funds from my business corp. Any and all advice is greatly appreciated. Thank you!

Join @Lj Aguinaga from ljrealties.com and the Realist.ca team for a focused discussion on the current state of Montreal’s real estate market and how investors can navigate it successfully. This session will cover key trends, emerging opportunities, and practical strategies for building and scaling a real estate portfolio in Quebec’s largest city. Whether you're just getting started or looking to grow, this webinar will offer valuable insight tailored to today’s market conditions. https://www.skool.com/realist/calendar?calDate=1747861010&eid=1c45cd942214401485c8474b80657963 Q&A is open for members of this group only. Other market report webinars coming soon: Ottawa with @Serge Papineau June 25th Pre-load any questions below:

Hey does anyone have knowledge or experience regarding a master lease agreement for a multifamily property? I’m wondering about making that as an option for an off market property. The owner owns a few multifamily properties out right…no mortgage.

Hey guys, just thought I would share more detail on what I brought up today on the group call re: rental owned personally vs in a corp. It is also province dependent heavily. There is no real cost or fee to move it in Alberta or New Brunsick for example (aside from tax/legal fees) vs in Ontario or BC you have to pay land transfer tax. This article is a good summary: https://gytd.cpa/understanding-taxation-of-rental-income-by-a-ccpc/ Again the big advantage is for liability, and you dont have to pull the funds out of OpCo. EG if you pull 400K out of OpCo to own it personally you pay 55% tax on that 400K as where you could pay 0 if you had it in a corp if it came from OpCo Also you can depreciate the property in a corp and when you sell it the "recapture" doesnt hurt as bad. Which is better for long term tax deferral. As where if you have recapture if you depreciated personally, you get screwed haha