15d • Payday Tips
Stop the “I’ll Start in January” Trap | Payday Tip
Good morning,
Last week, we spent time practicing gratitude. And the truth is, things may not be where you hoped they would be right now — but you can still be grateful for where God has you. Gratitude helps settle your heart, but it also prepares you to make decisions that honor the season you’re in.
And now it’s time to make one.
I don’t want you saying, “I’ll start over in January after the holidays.” That mindset feels harmless, but it’s really a distraction — a setup that leaves you in a deeper hole when the new year begins.
So this week, take a moment to reflect on a few questions:
- What major expenses do I still have before the year ends?
- How will I adjust to changes in my pay during the holidays? (Fewer hours? Getting paid early but with a long gap? Extra overtime?)
- What’s my Christmas budget? Who am I buying gifts for? Who will receive a Christmas card?
- How many holiday gatherings will I attend, and what will the costs look like?
You may not be where you want to be financially, but avoiding reality will only make the road harder. Facing it with honesty and intention is an act of stewardship — and an act of trust.
I walked through this in more detail during an open coaching session on YouTube. Check out the link below.
It isn't too late to sign up for your free consultation. Here is the link https://calendly.com/pughfc/consult
Have a great weekend!
-Latrisa
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Stop the “I’ll Start in January” Trap | Payday Tip
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