Good morning,
(Early release: I can't schedule here)
“It’s poor judgment to guarantee another person’s debt or put up security for a friend.”Proverbs 17:18 NLT
Something I’ve learned about Proverbs is that they aren’t absolute promises—they’re observations from people who’ve lived long enough to see patterns. They show us that when we follow certain principles, our chances of walking in wisdom and peace are much higher.
With that in mind, here’s my confession: I’ve loaned or given money before when I knew I shouldn’t have. It was poor judgment because the moment you issue a loan, you’re taking a risk on someone else’s situation—hoping they’ll be able to pay you back. And the truth is, most of us seek a loan because we don’t have the money at the moment.
Now, there are times when God nudges you to sacrifice for someone. That’s not what I’m talking about here. Always pray for His instruction, but also trust the discernment He’s given you.
Here are a few guidelines you can consider:
- If you can’t treat it as a gift, you probably shouldn’t do the loan.
- If someone gets irritated by your questions about repayment, you probably shouldn’t do the loan.
- If it would create tension in your own household finances, you probably shouldn’t do the loan.
Money disagreements strain relationships faster than we realize. Setting healthy boundaries doesn’t just protect your wallet—it protects your peace and the connections God has entrusted to you.
Reflection Question of the Week:
Have you decided on your giving boundary for your family?
Take a moment to share this with your spouse or accountability partner and agree on those boundaries together.
Prayer of the Week
Dear God, Give me the discernment to know when to help someone who asks for support. Teach me how to give freely, without expecting anything in return. In Jesus’ name, Amen.
Have a good week,
-Latrisa