You offered on 123 Main Street. The seller counters at $185,000 — well above the price your numbers supported.
A) Take it. It's still a good house, and rates might drop.
B) Hold at your max offer. The math is the math.
C) Walk away completely and don't look back.
One of these protects your cash. The other two cost you money every month for years.
What's your move — A, B, or C? Answers tomorrow.