4h • 🎓 Foundations
📚 TEACHING TUESDAY — DSCR, plain and simple
📚 TEACHING TUESDAY — DSCR, plain and simple
DSCR = NOI ÷ yearly loan payments. It answers one question: does the rent cover the mortgage, and by how much?
1.00 means the rent exactly covers the payment. Nothing left. One bad month and you're feeding the house.
Most lenders want to see 1.25 or better. Monday's deal? NOI $14,880 against $13,424.92 a year in payments — a 1.11. The house earns. It just doesn't earn enough cushion for the bank's comfort, or yours.
What's the lowest DSCR you'd close on — be honest?
Free community: https://skool.com/prosphere-1303
0
0 comments
📚 TEACHING TUESDAY — DSCR, plain and simple
powered by
skool.com/prosphere-1303
Learn real estate investing with simple, practical lessons that build confidence, connections, and long-term wealth.
Suggested communities
Powered by