Let’s keep December focused with two practical steps you can take before the year ends. Move 1: Check In With Your Broker This is a good time to speak with a whole-of-market mortgage broker. Lenders often release competitive deals toward the end of the year, and you may be able to secure a rate now for a purchase planned for early 2026. Getting your financing lined up before the January rush puts you ahead. Move 2: Build Your 2026 Budget Open your spreadsheet and map out your expected rental income and expenses for next year. Then add a new line called “Strategic Upgrade Fund.” Even a small monthly amount creates flexibility whether it’s for a below-market-value opportunity or an important property upgrade later in the year. Which of these year-end moves feels more urgent for your next step?

Hi guys 🙋‍♀️! It’s another Wednesday 😎. Let’s keep today’s focus straight and actionable. Move 1: Do a Quick Finance Check-In. Set a day this month to look through your mortgage deals. If your fixed term is ending soon, speak to a broker now. It’s better to secure a new rate early than slip onto a higher variable rate in January. Move 2: Have Your “2026 Goal” Hour. Block out one hour to decide your main property goal for next year. Whether it’s buying your first property, adding another, or tightening your management systems—choose one clear goal and build from there. Which one of these matters more for you right now?