Let’s keep December focused with two practical steps you can take before the year ends. Move 1: Check In With Your Broker This is a good time to speak with a whole-of-market mortgage broker. Lenders often release competitive deals toward the end of the year, and you may be able to secure a rate now for a purchase planned for early 2026. Getting your financing lined up before the January rush puts you ahead. Move 2: Build Your 2026 Budget Open your spreadsheet and map out your expected rental income and expenses for next year. Then add a new line called “Strategic Upgrade Fund.” Even a small monthly amount creates flexibility whether it’s for a below-market-value opportunity or an important property upgrade later in the year. Which of these year-end moves feels more urgent for your next step?

Hi guys 🙋‍♀️! It’s another Wednesday 😎. Let’s keep today’s focus straight and actionable. Move 1: Do a Quick Finance Check-In. Set a day this month to look through your mortgage deals. If your fixed term is ending soon, speak to a broker now. It’s better to secure a new rate early than slip onto a higher variable rate in January. Move 2: Have Your “2026 Goal” Hour. Block out one hour to decide your main property goal for next year. Whether it’s buying your first property, adding another, or tightening your management systems—choose one clear goal and build from there. Which one of these matters more for you right now?

Let’s be honest, every landlord and investor gets a bit uneasy when a property sits empty around Christmas. It feels like the whole market has gone quiet, but it really hasn’t. People still move in December, especially those starting new jobs or relocating before January kicks off. So if you experience a short void this season, don’t feel bad. Sometimes waiting for the right tenant in January is better than rushing to fill the space with someone who might not be a good fit. One calm month can save you stress later. The key is simply being prepared — keeping an eye on your tenancy dates and having your listing ready to go once the new-year activity picks up. How do you handle that holiday period when it comes to tenant turnover or do you let someone handle it for you?

November is here and the market is in a classic pre-winter slowdown. Listings are down, and buyer activity is getting quieter. But for an investor, this isn't a bad thing. Less competition means more negotiating power. Motivated sellers are still out there, especially those wanting to complete before the new year. This can be a prime time for a serious buyer to find a good deal without the bidding wars. Are you noticing things getting quieter in your target areas, or is the market still active?

Here's a powerful organisational move. Before you get lost in the details of a property, force yourself to summarise the entire deal on a single page. Include the address, purchase price, estimated rent, all monthly costs, your deposit, mortgage details, and your calculated net yield. Seeing everything in one place makes it incredibly easy to spot weaknesses and compare different opportunities quickly. What's the one piece of information that always makes it to the top of your own deal summary?