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12d •
What are you most interested in right now?
Vote below so we can make the community more useful and focus future posts, guides, and discussions around what people actually need. Choose the option that best matches your main goal right now: After you vote, comment with a little context about where you are starting from and what you are trying to accomplish.
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Pinned
12d •
Welcome and Start Here
I’m US Finance Guide, the admin here. I created this community because there are a lot of people trying to access the US financial system without an SSN, but the information is scattered, confusing, and often incomplete. Some people are trying to open their first US bank account. Some are trying to build personal credit from zero. Some want high-limit credit cards or personal loans. Others are non-US founders trying to handle LLC banking, payment processing, business credit, or 0% business funding. This community is here to bring those conversations into one place. We’ll be sharing practical information, real experiences, approval data points, and step-by-step guidance around US banking, credit, ITIN guidance, personal loans, LLC banking, business credit, and funding. 1. If you’re here, drop a quick intro: Create a new post, so you can earn points and future access to courses... And introduce yourself and write... Where are you based, and what are you working on right now , banking, personal credit, business credit, funding, or something else? 2. Check out the classroom and the getting started course 3 Post in the community, share your data points, what worked, what didn't , struggles. Write your posts so they can help the whole community. Glad to have you here.
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15h •
Amazon acct closure
We have a report from a client who got a new Amazon secured card and also new amazon usa account. They just got the physical card in the mail and they went to make a purchase on amazon.com store site. The amazon secured card was automatically added to their online account. After the order, they blocked the account and asked for verification and sent a link. The client uploaded a picture of the card front and back and their passport for ID. Amazon then closed the amazon.com account with no other options. The secured store card seems to still be open with syncrony bank. An option to upload the card statement with address was there but that had not been generated yet as the card was too new. So if this happens to you, the solution might be to wait to do the confrimation actions or even better wait to place amazon. com orders until you have your statement from the amazon card
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16h •
Revolut UK is becoming a bank
Heads up for anyone in the UK using Revolut. Revolut has announced that UK Revolut accounts will soon move from e-money accounts to UK current accounts with Revolut Bank UK Ltd. This means Revolut Bank UK Ltd is now operational in the UK and is authorised as a banking institution, supervised by the PRA and FCA. For most users, the change should happen automatically within the next 1 to 2 weeks. What this means: Your Revolut e-money account will transition into a UK current account with Revolut Bank. Eligible deposits should be protected by the Financial Services Compensation Scheme, up to £120,000. Some exclusions apply, so check the FSCS information provided by Revolut. Your account number, sort code, IBAN and BIC should stay the same. The app should continue working as normal. Some services will be provided by Revolut Bank instead of Revolut Ltd. Travel insurance policy numbers may be updated for Metal and Ultra plan users. Revolut may contact you in-app or by email if they need to confirm any information before the transition. Important scam warning: Revolut says they will only contact users about this by email, push notification or in-app message. They will not phone or text you about the account change. Be careful with unknown callers, texts or links claiming to be about your Revolut account. It is worth checking your Revolut app and official emails directly, rather than clicking on anything you are unsure about. No action should be needed unless Revolut contacts you through official channels. If you have a UK Revolut account, keep an eye out for the transition message over the next couple of weeks.
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5d •
EO for USA banking for non residents
Here is some more info on the EO about banking for non usa residents with ITIN number. Looks like increased scrutiny and diligence for ITIN holders but also on several other fronts, LLC, payroll etc. Banking and credit is about to get more difficult for foreign company owners and investors in America Hopefully it doesn't affect people and businesses doing lawful activities. https://www.mayerbrown.com/en/insights/publications/2026/06/fincen-and-banking-agencies-issue-joint-advisory-on-non-work-authorized-populations-and-itin-based-account-due-diligence
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No SSN? US banking, credit cards, personal loans, business credit, LLC
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