Here is some more info on the EO about banking for non usa residents with ITIN number. Looks like increased scrutiny and diligence for ITIN holders but also on several other fronts, LLC, payroll etc. Banking and credit is about to get more difficult for foreign company owners and investors in America Hopefully it doesn't affect people and businesses doing lawful activities. https://www.mayerbrown.com/en/insights/publications/2026/06/fincen-and-banking-agencies-issue-joint-advisory-on-non-work-authorized-populations-and-itin-based-account-due-diligence

Illinois just sent a loud message to Bitcoin companies: Leave. Starting January 1, 2027, Illinois will impose a 0.20% tax on digital asset activity handled by brokers for Illinois customers. That means: Buy bitcoin through a broker?Taxed. Transfer bitcoin through a broker?Taxed. Hold bitcoin with a custodian?Taxed. And here’s the crazy part: This is not a capital gains tax. You don’t need to make a profit.You don’t need to sell at a gain.You don’t even need to “cash out.” The tax is based on the value of the digital asset involved in the activity. So if $1,000,000 worth of bitcoin moves through a covered digital asset service, the tax could be $2,000. Now compare that to traditional finance: Move $1,000,000 through a bank wire?No comparable state transaction tax. Move $1,000,000 through ACH?No comparable state transaction tax. Move $1,000,000 in stocks or bonds?No comparable tax like this. But move bitcoin? Illinois wants a cut. This is why people in Bitcoin constantly say: Self-custody matters. Jurisdiction matters. Policy matters. Because once governments realize they can tax the rails, they don’t just tax profit. They tax movement.They tax custody.They tax access. This law is not just about Illinois. It is a preview of how states may try to control digital assets without banning them outright. They make compliance expensive.They make operating painful.They make companies leave.And regular users end up paying the bill. Bitcoin was built for a world where money can move without permission. Illinois just reminded everyone why that matters. Thoughts — is this just the beginning?

new filing and reporting requirements for US real estate investors begins March 1 https://youtu.be/A05ggUW9NC0

Credit strong is one of the credit builder products we recommend. There are two types. 1. Revolving credit - This is their Revolv product. This mimics a revolving credit line like a credit card or a revolving line of credit. You can add this to add to your credit profile another credit line and the higher amount plans will help you to show lenders you can handle higher credit limits and the aim is to leverage this to get real credit cards with higher limits. For thin profiles, any of the plans will help. Note that you can not actually use or spend the money in the credit line, it is just to build your credit report 2. instalment loans - these act like real loans. These are useful to build up the instalment side of your credit profile, especially if you will be going for loans in the future, like personal loans, auto loans etc. This proves that you can handle monthly payments for a loan and shows you can handle the amount of loan you choose. this is the Magnum and Instal products. Choose the amount similar to the real loan you want to get from a lender. Note, these are long term plays, you will also get a boost to your FICO score, if you decide to do them you should commit for at least 1 year and better is 2. They also report to all 3 credit bureau so it is good for building thin and new credit files. It is also good for credit repair. But also be aware, if you miss payments on these, they will give you missed payments on your credit report and be a net negative effect. So if you commit , make sure you can keep up the payments and pay on time. Here is the link to get started https://creditstrong.referralrock.com/l/3DAVID28/

Most people focus on getting an ITIN. Few focus on what happens after. And that’s where the real opportunity begins. An ITIN is not the opportunity itself. It’s the key that unlocks access to opportunities you may not have had before. Business banking.Credit card programs. Higher credit limits. Business funding. Loans and mortgages. Travel points. Cashback. U.S. business credibility. New income streams. But here’s the part many people miss: The paperwork gets you in the door. The strategy determines what you do once you’re inside. I’ve noticed that the people who get the best results are not always the ones with the most money, the best connections, or the most resources. They’re usually the ones who have a clear plan for what comes next. They understand that getting an ITIN is not the finish line. It’s the starting point. Once you have it, the focus should shift to: ✅ Building banking relationships ✅ Establishing personal and business credit responsibly ✅ Staying compliant ✅ Increasing access to funding ✅ Leveraging credit for business growth ✅ Using rewards, cashback, and travel points strategically ✅ Creating systems that support long-term financial growth This is where entrepreneurs can start thinking bigger. Not just, “How do I get approved?” But: “How do I use this access wisely?” “How do I build credibility?” “How do I create funding options for my business?” “How do I turn financial access into long-term growth?” Because getting access is one thing. Maximising it is another. The people who win long term are the ones who don’t just collect documents. They build a strategy. So I’m curious: What’s the biggest goal you’re hoping to achieve after getting your ITIN? Is it business credit, funding, credit cards, banking, travel rewards, cashback, real estate, or something else?