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What are you most interested in right now?
Vote below so we can make the community more useful and focus future posts, guides, and discussions around what people actually need. Choose the option that best matches your main goal right now: After you vote, comment with a little context about where you are starting from and what you are trying to accomplish.
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Welcome and Start Here
I’m US Finance Guide, the admin here. I created this community because there are a lot of people trying to access the US financial system without an SSN, but the information is scattered, confusing, and often incomplete. Some people are trying to open their first US bank account. Some are trying to build personal credit from zero. Some want high-limit credit cards or personal loans. Others are non-US founders trying to handle LLC banking, payment processing, business credit, or 0% business funding. This community is here to bring those conversations into one place. We’ll be sharing practical information, real experiences, approval data points, and step-by-step guidance around US banking, credit, ITIN guidance, personal loans, LLC banking, business credit, and funding. 1. If you’re here, drop a quick intro: Create a new post, so you can earn points and future access to courses... And introduce yourself and write... Where are you based, and what are you working on right now , banking, personal credit, business credit, funding, or something else? 2. Check out the classroom and the getting started course 3 Post in the community, share your data points, what worked, what didn't , struggles. Write your posts so they can help the whole community. Glad to have you here.
🇺🇲🙏 DACA APPROVED!
I'm grateful to share a personal milestone, my DACA case was approved. 🎉 I know many people in this community may have questions about the DACA process If you're currently going through the DACA process or simply want to learn more, feel free to reach out with your questions. 📲 WhatsApp: +1(716) 491-8085 💬 Google chat or email: susanherbert74@gmail.com 🇺🇲 Sharing my experience in hopes that it helps someone else ❤️.
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🇺🇲🙏 DACA APPROVED!
Introduction
Hi everyone, I am Greek citizen now I am in US, California, a friend of mine recommend me this group and told me I can grow my knowledge and learn about us banking as a foreigner. I dont have ssn or itin yet but I would like to know where should I get started. I have the following: California drivers license and real ID Proof of address (more than 2) Chase and Wells Fargo debit card account. US phone number. I would like to learn, grow and help in this group and would appreciate if anyone can guide me where is the starting point and give me a guide. Thanks
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The Real Opportunity Starts After Your ITIN
Most people focus on getting an ITIN. Few focus on what happens after. And that’s where the real opportunity begins. An ITIN is not the opportunity itself. It’s the key that unlocks access to opportunities you may not have had before. Business banking.Credit card programs. Higher credit limits. Business funding. Loans and mortgages. Travel points. Cashback. U.S. business credibility. New income streams. But here’s the part many people miss: The paperwork gets you in the door. The strategy determines what you do once you’re inside. I’ve noticed that the people who get the best results are not always the ones with the most money, the best connections, or the most resources. They’re usually the ones who have a clear plan for what comes next. They understand that getting an ITIN is not the finish line. It’s the starting point. Once you have it, the focus should shift to: ✅ Building banking relationships ✅ Establishing personal and business credit responsibly ✅ Staying compliant ✅ Increasing access to funding ✅ Leveraging credit for business growth ✅ Using rewards, cashback, and travel points strategically ✅ Creating systems that support long-term financial growth This is where entrepreneurs can start thinking bigger. Not just, “How do I get approved?” But: “How do I use this access wisely?” “How do I build credibility?” “How do I create funding options for my business?” “How do I turn financial access into long-term growth?” Because getting access is one thing. Maximising it is another. The people who win long term are the ones who don’t just collect documents. They build a strategy. So I’m curious: What’s the biggest goal you’re hoping to achieve after getting your ITIN? Is it business credit, funding, credit cards, banking, travel rewards, cashback, real estate, or something else?
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