Florida Atlantic University data shows 1,788 U.S. banks have commercial real estate exposure exceeding 300% of their equity – up from 1,697 last quarter. Of those, 504 exceed 500%. The FDIC also reports $306 billion in unrealized losses across the banking system and 60 banks on its problem list. With $900 billion in CRE debt maturing this year at elevated rates and office delinquencies running above 12%, many of these loans simply can’t be refinanced at current values. The buildings aren’t worth what the loans say they’re worth. Be careful out there, but there’s also opportunity in the ability to solve a troubled owners problem on a good acquisition.

Editing is done and cover design is selcted. This book is going to be epic!

Hi team, Has anyone done deals in Utah?

We always talk about Creative Finance... But I don't talk nearly enough abougt the debt structures. Join me at 171 of my rental units in Stephenville TX as I share exactly how I bought each deal.

One thing I don’t see talked about enough in this space is the pressure that comes from not having consistent income while trying to grow. I’ve been there. When I first started, funding was honestly one of my biggest challenges. Deals take time, things don’t always go as planned, and relying on unpredictable income made it stressful to stay consistent and focused. What really helped me wasn’t some big breakthrough deal…It was finding a way to bring in consistent income on the side while I was building. That stability changed everything for me: - Less pressure to rush deals - More confidence in decision making - Ability to reinvest back into my business I’m not sharing this to pitch anything, just to give perspective for anyone who might be feeling stuck or overwhelmed right now. Curious to hear from you guys: What’s been your biggest challenge when it comes to funding or staying consistent?