178 Point Saturday.....Sometimes You Just Gotta Pop Yo S#*%

Happy Saturday future millionaires, now I'm all for being humble but sometimes you gotta let em know!

This client right here, came to me off referral after I took care of his homeboy's credit. My guy is in real tough spot, on disability and having to go to dialysis treatments 3 times a week. My guy was down so bad he missed our welcome zoom call FOUR TIMES, and eventually asked me "is there anyway you can move forward without me for a while"........SAY LESS MY GUY

At this point Portfolio HATE to see me coming because they know I'm not about to play with them!

✅Cleaned up his personal information (moved his address to his new business address before disputing)

✅Froze and opted out of his secondary bureaus (before disputing)

✅Sent initial disputes First Class mail JUST to bureaus

✅After stall letters escalated with FCRA 15 U.S.C. § 1681i(a) – reinvestigation (bureaus must conduct a reasonable reinvestigation)

✅Went straight to the furnishers with FCRA 15 U.S.C. § 1681s-2(b) – furnisher duties (requires the data furnisher to verify, correct, or delete).

✅Then hit the furnisher again pointing out the violation of 15 U.S.C. § 1692e – the collector verified with false/misleading info (FDCPA).

And just like that Portfolio is gone and my boy is well on his way to the 700 club. If you or your clients are struggling with Portfolio hit me in the comments or shoot me a DM, I been on they neck for MONTHS!

9 comments