Non-US Resident Seeking Guidance on Securing US Banking for My Wyoming LLC
Hi everyone,
I hope you’re all doing well! I’m reaching out for guidance and advice on a challenge I’m currently facing with setting up a US business banking account for my Wyoming LLC as a non-US resident.
Background:
  • I’ve formed a Wyoming LLC through Doola and opted for their "Total Compliance Max" plan, which has been a great experience. I’ve also successfully obtained my EIN and set up my LLC with a registered agent address provided by Doola.
  • My business specializes in trading prop firm capital (Topstep, FTMO, etc.) and providing consulting services in technical analysis, risk management, and market insights.
  • I currently reside in Jordan and do not have any physical presence in the US. Unfortunately, Jordanian banks do not recognize trading payouts as legitimate income, making local banking solutions impossible for my business.
The Problem:
  • I’ve applied to Mercury twice with Doola’s assistance, but both applications were denied.
  • I successfully set up a Wise account and received a payout, but I’ve been notified that my USD account will be closed unless I provide a verifiable US address by February 2nd.
  • While I’m considering setting up a UAE company to receive payments as a backup, my ultimate goal is to fully establish my US LLC and secure US business banking to operate as an independent, functional business.
What I’m Looking For:
  • US Banking Solutions for Non-US Residents:
  1. How can I successfully open a US business banking account without visiting the US?
  2. Are there strategies, tools, or specific services that have worked for others in my situation?
  • Address Challenges:
  1. Given Wise’s address requirements and Mercury's rejections, how can I secure a verifiable US address for my LLC?
  2. I’ve explored services like VPM TruLease but I'm unsure if it’s the best option.
  • Best Practices for Applications:
  1. What steps can I take to improve my banking applications as a non-resident? (E.g., ITIN, custom utility bills, etc.)
  2. If anyone here has successfully navigated this process, I’d love to hear your story.
About My Business:
  • I operate a legitimate and growing LLC registered in Wyoming.
  • I currently have a US phone number, website, email, and all the essentials to run a proper business.
  • My LLC earns $10,000–$30,000 monthly from trading payouts and consulting services, and I am focused on scaling exponentially in the coming weeks.
My Goals:
My primary objective is to establish a US business banking setup for my LLC that allows me to:
  • Receive payouts from prop firms and consulting clients.
  • Spend and operate internationally without restrictions.
  • Build a sustainable and independent foundation for my business.
Any advice, resources, or success stories would mean the world to me! If there’s someone in the community or a trusted professional you’d recommend, I’d love to connect.
Thank you for taking the time to read this, and I look forward to your suggestions.
Warm regards,
Kareem Al-Tarawneh
KAT Capital LLC
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Kareem Al-Tarawneh
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Non-US Resident Seeking Guidance on Securing US Banking for My Wyoming LLC
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