Would this sequence yield maximum results, in US Credit Building? 1) US Residential Proxy, to be used throughout 2) US Residential Address 3) US Phone Number (Tello, etc) -Using US Residential Address, to create 1st Proof of Address by phone bills 4) ITIN, with US Residential Address as mailing address, to create 2nd Proof of Address What can be improved upon?

Hi friends, I just received an Email-Reply-Denial message from a popular Fin Tech. Because employees of this Fin Tech may actually read my post here, I do not want to post their name, but our Great friend James Baker has mentioned them in the past on 1 or more of his videos. (It’s not Mercury, Relayfi, Wise, Payoneer) Anyway, in their Email-Reply-Denial message they sent me, they blatantly lied to me below. "Unfortunately, we were unable to verify your ownership of the business." I’m 100% positive that this has absolutely nothing to do with the real reason that they declined me for a bank account. My business is a normally accepted business by banks, and there is no fraud or AML or unpaid debt issues in my past. My website that I shared with the FinTech was clear, honest and normal looking. I accept that banks have ZERO obligation to tell us the True reason that they denied us a bank account. I’m here asking for some advice please: I’m wanting to know if anyone thinks I should “try again by replying back” with this unnamed FinTech? Since I believe they have made up a Blatant False claim why they rejected me, is there really anything that I can do or say in an email to change their mind. Has anyone had a similar experience where they were able to reply back to a FinTech, and get them to reconsider?

When getting an ITIN and building US Credit from scratch, would getting an Authorized User Tradeline with: 1) Long History 2) High Limits 3) Low Utilisation (1 to 5%) 4) Clean Payment History, allow for high limits and approvals, or one also need secured loans as well? What's a recommended setup, for this situation?

If one is of the following, what would be the most ideal proof of address? 1) Nonresident Alien who is residing in a country, with no tax treaty in the US. 2) It's cost prohibitive to fly to the US. 3) Proof of Address, for Residential Address, and mailing address abroad. Would it be Anytime Address or other setups? Thank you in advance.

When having an ITIN with no credit history, would one immediately qualify for high limit cards, if one purchase aged authorized user tradelines?