I have a question for those who have experience opening U.S. bank accounts with a non-resident owned LLC. Is there any real difference between a Florida LLC and a Wyoming LLC when it comes to opening accounts with traditional U.S. banks (like Chase, Bank of America, Wells Fargo, etc.)? To after apply for the bussines AMEX I’m specifically asking from the perspective of a non-U.S. resident owner. Some people online say banks prefer Florida LLCs because they look more “legitimate”, while others say the state doesn’t matter and that banks mainly care about things like EIN, physical address, and KYC documentation. From your experience, did the state of formation make any difference when trying to open a bank account with a traditional bank?

I've seen a lot of posts where people just guess at this without actually trying it — so please only share if you've personally tested the process and it worked. This post assumes that you have at least 1 USA credit card or more. (I have an ITIN and just 1 USA cards so far.) Are we forced to use snail-mail? Meaning, can we get access to our 3 bureaus 100% over the internet without mailing anything or waiting for snail-mail to arrive? Would love to hear what method is confirmed to work! Thx

Hi friends, recently I secured a residential mailing address in New York State and was also able to get the hydro listed in my name. Next, I was able to get an USA AMEX Blue Cash credit card. The challenge is that the new roommate, who I do not know very well, has turned out to be very difficult to work with. I suspect they are going to prevent me from receiving any more mail. Meaning, I’m expecting they will not notify me when new Credit Offers get mailed to me in the coming future. Ultimately, I will need to find a new USA residential mailing address. But, while I look for a new residential mailing address…does this mean that I’m at risk of my new semi-roommate simply throwing 100% of all new Credit Card offers mailed to me at his address straight into the garbage? Does anyone have any suggestions that I might not be aware of..other than of of course, finding a new USA residential mailing address?

Would this sequence yield maximum results, in US Credit Building? 1) US Residential Proxy, to be used throughout 2) US Residential Address 3) US Phone Number (Tello, etc) -Using US Residential Address, to create 1st Proof of Address by phone bills 4) ITIN, with US Residential Address as mailing address, to create 2nd Proof of Address What can be improved upon?

Hi friends, I just received an Email-Reply-Denial message from a popular Fin Tech. Because employees of this Fin Tech may actually read my post here, I do not want to post their name, but our Great friend James Baker has mentioned them in the past on 1 or more of his videos. (It’s not Mercury, Relayfi, Wise, Payoneer) Anyway, in their Email-Reply-Denial message they sent me, they blatantly lied to me below. "Unfortunately, we were unable to verify your ownership of the business." I’m 100% positive that this has absolutely nothing to do with the real reason that they declined me for a bank account. My business is a normally accepted business by banks, and there is no fraud or AML or unpaid debt issues in my past. My website that I shared with the FinTech was clear, honest and normal looking. I accept that banks have ZERO obligation to tell us the True reason that they denied us a bank account. I’m here asking for some advice please: I’m wanting to know if anyone thinks I should “try again by replying back” with this unnamed FinTech? Since I believe they have made up a Blatant False claim why they rejected me, is there really anything that I can do or say in an email to change their mind. Has anyone had a similar experience where they were able to reply back to a FinTech, and get them to reconsider?