Preview into the before and after (the navy is after 😂) of my first home. Remember you can change anything within 4 walls, it's the location you can't change. Happy Friday!

Get on the Property Ladder Pub Club is coming to London for the first time one month today on the 11th February, and you're invited! Get first class home buying advice directly from experts. Limited Early Bird tickets available here 😁: https://www.eventbrite.co.uk/e/get-on-the-property-ladder-pub-club-tickets-1976575973946

I'm Mark Maiocca. I help Real Estate, Mortgage Tax & Financial Pros create Networking Groups to generate referrals! How can i add value to this community?

I hear this question a lot lately. Who would ever give up a 2.75% interest rate? The honest answer is people whose lives have changed. People still move and refinance because of job relocations, moving closer to family, divorce, growing families, college expenses, and debt consolidation. It is also not always about the rate. It is about loan balance, cash flow, and equity strategy. In some cases, refinancing a much lower balance even at a higher rate can still improve monthly cash flow. As income goes up, the tax benefits of mortgage interest become more valuable, which helps offset higher rates more than most people realize. Rates matter, but life, cash flow, taxes, and strategy matter more. Every situation deserves a real conversation, not a headline answer.

Welcoming. Like this Skool community! A safe place you can be yourself. What's the one word you want your future home to feel like?