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What are you actually trying to change financially over the next 12 months?
There’s a big difference between wanting to “make more money” and having a specific outcome you’re working toward. For example: - Building a new source of income - Increasing monthly cash flow - Growing an existing business - Becoming more financially independent - Investing more consistently - Getting out of a financial situation that has been holding you back - Creating more freedom with your time I’m curious how people here are thinking about it. What is the one financial goal you’re most serious about achieving, and what do you believe is currently standing between you and that goal? The second part is probably the more important question.
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What does “financial freedom” actually look like for you?
For some people, it’s having more income. For others, it’s having more control over their time, building something of their own, or simply not depending on one source of income. If you could improve one area of your financial life over the next 12 months, what would it be? 1️⃣ Increase my income 2️⃣ Build an additional income stream 3️⃣ Grow my existing business 4️⃣ Create more freedom with my time 5️⃣ Build long-term wealth I’d be interested to hear what everyone is working toward — not just the goal, but why that particular goal matters to you.
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The Billboard
An investor noticed the same billboard. Every morning. Same company. Same message. Then another billboard. Then another. Then television commercials. Then sponsorships. The company wasn't just advertising. It was spending heavily to acquire customers. He investigated further. Revenue was climbing. Customers were growing. The advertising was telling him something. Businesses spend money to make money. Sometimes... You just have to notice where they're spending it.
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The Billboard
The Yield Chase
Highest yield in the market. Couldn't understand why others weren't buying. Bought heavily. Confidently. Company defaulted six months later. High yield means high risk. The market isn't generous. It's pricing danger. That yield was a warning dressed as an opportunity. Lesson: When the return looks too good, ask what the market knows that you don't.
The Yield Chase
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Going Public with Ross Mandell
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