Back in my brokerage days, there was a tiny diner across from our office — greasy booths, burnt coffee, cracked tiles. No banker wanted to be caught dead in there… except one senior trader. Every day at 11:45 sharp, he’d sit in the same booth, eat the same $7 lunch, and study the same stack of charts. One afternoon, I asked him, “Why do you eat here instead of with the big dogs uptown?” He forked a piece of cold meatloaf and said, “Kid, the guys at the fancy restaurant are too busy impressing each other to make any real money. I come here to work. They go there to pretend.” Years later, he retired wildly wealthy. Most of the uptown crowd?Laid off, broke, forgotten. Lesson: Choose results over reputation. Success doesn’t care how glamorous your lunch table looks.

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There was a small-time landlord in Queens — owned four buildings, nothing fancy. During a brutal winter, the heating system broke in all four complexes. Most landlords I knew would’ve panicked, stalled, begged the bank. Not him. He fixed everything in 48 hours, cash. I asked him how he managed that without blinking. He said, “I treat every sunny day like a storm’s coming. That’s why the storms never scare me.” A decade later, he owned 27 buildings. Not because he grew fast — but because he never collapsed. Lesson: Wealth isn’t built in the highs — it’s protected in the lows. Prepare in sunshine so you don’t drown in rain.