Why Would a $2M Business Still Use Fruitful Funding?

Question for the community – how would you pitch this to established businesses?

Fruitful Funding shows people how to access $50K–$250K in 0% interest credit through credit stacking, and how to liquidate that credit into cash with no fees. It’s an incredible opportunity for startups or new entrepreneurs.

But I’m speaking with a business owner who has been generating $2M–$5M yearly for the last 10 years, and already knows how to secure traditional bank loans and lines of credit.

Yes, this program still offers 0% interest funding, but they would still pay 7% to Fruitful on whatever is funded.

So my question is:

What would be the top reasons an established company should still consider using Fruitful Funding instead of (or alongside) traditional loans?

Here are the 3 value points I’m thinking of—would love feedback or better phrasing:

✅ Cheaper Capital, Even If They Can Get Loans – Even with the 7% service fee, 0% interest credit still works out cheaper than most bank loans or credit lines charging 8%–15% APR.

✅ Stacking & Speed – Businesses can access $50K–$250K in weeks, without lengthy bank underwriting, collateral, or tax returns. It’s fast capital when timing matters (expansion, inventory, marketing).

✅ Doesn’t Show as Business Debt – These lines often report to personal credit or not at all, so it keeps their business balance sheet clean, helping maintain strong borrowing power for future bank loans or equipment financing.

ChatGPT gave me these reasons: just chatting someone looking to invite to this group via loom want to know how beneficial if it’s worth it to them as basically still paying 7% on the funds they get.

Would love to hear if I’m missing a bigger angle or if any of you have used this structure with established businesses before.

@Jimmy Fuentes

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