I work in the service industry so I get tips in apps all the time. Venmo is my favorite! But I noticed with digital money I treated it like it wasn’t really there. It became an invisible money that I would go use when I wanted to “shop and scroll” for comfort or escapism. After MJ’s influence of giving every dollar a job. I now use the digital money as part of my “meal train” giving for people who need support in daily life struggles. I made a Rule: every tip has to go through the 70/30 split and what is left can go back into the digital wallet after I’ve accounted for it as income. I spent years leaking money because of a refusal to “look” at my habits and take responsibility for my actions. Wow what a gut check. I hope my story inspires you to set some new rules and stop the money leaks. Are there any areas where you are leaking? How do you allocate digital funds? Do you have rules for them?

I recently took your enneagram quiz turns out I am a number 9. I actually went and purchased the full report it had many interesting insights. I met another skooler and he is very big into enneagrams which is cool that now I somewhat understand mine 🤣 What is yours?