Welcome to The Creative Capital Room built for commercial real estate sponsors, developers, and property owners who want better terms, bold solutions in challenging times, and creative capital stacks delivered with clarity, confidence, and certainty. Most advisors push what they can close easiest not necessarily what’s best for the borrower. That leaves money, flexibility, and leverage on the table. We do it differently. I’m Adam Lipkin, Managing Director of Capital Markets at United Capital and known as The Creative Capital Advisor with C-PACE expertise. With 20+ years across a full range of specialty capital solutions including C-PACE, HUD, Tax-Exempt Bonds, Note on Note, construction, bridge and perm, we help borrowers structure creative capital stacks that fund deals others can’t. Inside this Room you’ll find: - Case studies on pulling more proceeds or cutting cost of capital - No-BS breakdowns of C-PACE, HUD, mezz, pref, stretch senior and bridge-to-perm (where they work and where they don’t) - How to engage best-in-class advisory teams without paying a dollar more - Monthly live Q&A sessions where we tackle real borrower challenges 👉 Start here: introduce yourself below (name, role, and project).

Most of the time when someone brings up C-PACE, the conversation ends with: ❌ “Lender killed it at the last second.” ❌ “The quote looked good until the capital stack didn’t work.” ❌ “Nobody could tell me how to actually close with it.” I get it. C-PACE sounds exciting. Long-term with flexible prepay, non-recourse, low cost. But too often it gets pitched like a product instead of what it really is: a piece of a much bigger puzzle. Here’s what I’ve learned after structuring over $3B+ in debt (including a ton of C-PACE): ✅ It’s not about finding the cheapest quote. ✅ It’s about lining up the entire stack, start to finish. ✅ It’s about knowing who funds what—and when. ✅ And most importantly, it’s about translating all the moving parts into a plan that closes. That’s why I started this group. I want to give developers, owners, and dealmakers like you: - Real talk on where C-PACE works (and where it definitely doesn’t) - Capital stack strategies that get deals across the finish line - A space to ask the hard questions and learn from other pros in the game 📅 Want your deal reviewed? I’ll personally look at it and give you my honest take. 📥 Just drop a post or click the “Get Your Deal Reviewed” button in the Classroom. 👇 Comment below: Have you ever tried using C-PACE? What happened?