Everyone is listening to HEART XMAS. Songs they’ve heard hundreds of times before. But as soon as I mention Investing … silence. Nothing. Now seen as though I’m currently in Scotland 🏴󠁧󠁢󠁳󠁣󠁴󠁿 let me give you this… Lying in your bed many years from now — in your 60s or 70s — imagine looking back on your working life. The early mornings. The long weeks. The years spent earning, saving, and getting by. Now ask yourself this: Would you trade everything you earned from today until retirement for just one chance — just one chance — to go back and start investing earlier? Not to get rich overnight. Not to take wild risks. Just to give your money time to work while you were busy living your life. Because the truth is this: Most people don’t regret investing too early. They regret waiting too long. They regret not understanding compounding sooner. They regret thinking they needed “more money” before starting. They regret believing they had plenty of time — until time quietly ran out. Investing isn’t about predicting markets or beating everyone else. It’s about respecting time. Time turns small, consistent decisions into life-changing outcomes. Time is the one asset you can never earn back — and yet it’s the one most people waste before they realise its value. One day, you won’t wish you’d spent more. You’ll wish you’d started sooner. Start small. Start imperfectly. But start while time is still on your side. If you want a bit of help with investing see below 👇 for my latest video. Or type YES below and you can join my Investing community on Skool. It’s FREE for the rest of December 🎅 Veteran Investor EXPLAINS 3 Ways To Beat Inflation https://youtu.be/vHydeuISicE

This is my latest video @completeinvesting Do you agree with Liz Truss?