If possible - I’m looking for some feedback 🤞 I’m thinking 🤔 about my next playlist on my main YouTube channel @completeinvesting … and I’m thinking about making it for anyone in their 40s. This would be for anyone investing in their 40s or looking to start investing in their 40s. But will still apply for anyone investing their 30s or 50s. Investing in your 40s 1. Starting at 40? The 5 Money Mindset Shifts That Change EVERYTHING 2. How to Catch Up FAST Even If You’re Starting From Nothing 3. The 40-Year-Old Beginner’s Guide to Investing 4. The ISA Strategy Every 40-Something Should Use to Build Wealth Fast 5. Your Pension Could Make You a Millionaire — If You Do This in Your 40s 6. How to Become Debt Free in Your 40s 7. The 3 Investments That Make the Biggest Difference in Your 40s 8. How to Build £100K in Your 40s — Faster Than You Think 9. Retire Early Even If You’re Starting at 40 10. How to Simplify Your Life in Your 40s — Money, Stress, Time, Everything Do any of these title ideas resonate with you? If so can you let me know here in the comments? What is the video you would like me to make from the list about? Let me know in the comments. Do you have anything else you are struggling with or interested in? If so, let me know in the comments. As you can see I’m trying to get members of this community in the comments. 2026 is going to be a big year for Complete Investing! I want a community where people can learn all about investing - where everyone tries to help each other. On that note if you know anyone who’s interested in investing - they can join for FREE lifetime access for the rest of 2025 🙌 From January 1st onwards I will be charging £5 pcm to be a member of this community. The reason for the small monthly fee or reasons: *more courses to be added *weekly newsletter to be added *monthly call to be added *more 1-1 support My goal is to go full time on YouTube and Skool over the next few years. But I can only do that with your support and any new members who join OUR Skool.

Autumn Budget 2025 — What Investors Need to Know (Simple Breakdown) The UK Autumn Budget just landed, and there are some major changes coming that every investor, landlord, and saver should know about. Here are the key updates — in plain English — and what they mean for your money: 1. Higher taxes on investment income •Dividend tax rates rise by 2 percentage points from April 2026. •Savings interest and property income rates rise from April 2027. Impact: Investing outside ISAs & pensions is about to get more expensive. If you haven’t already maximised wrappers, now is the time. 2. ISA rule changes •ISA allowance stays at £20,000. •But from April 2027, under-65s can only put £12,000 into a cash ISA (the rest must be Stocks & Shares). •New First-Time Buyer ISA likely coming in 2026. Impact: Cash savers under 65 lose some flexibility. Stocks & Shares ISAs become even more important. 3. Landlords & property investors hit again •Property income tax rates rising to 22% / 42% / 47%. •A new High-Value Council Tax Surcharge on homes worth £2m+ from 2028. Impact: Net rental yields will shrink further. Time to re-run the numbers if you own investment property. 4. Pensions: big shift for high earners •Salary-sacrifice NIC advantages capped at £2,000 from April 2029. •DB schemes allowed to distribute surpluses from 2027. •And from 2027, unspent DC pension pots will sit within inheritance tax rules. Impact: High earners relying on large salary sacrifice strategies will need to adjust. Estate planning becomes more important. 5. Venture capital & IPO changes •VCT income tax relief falls to 20% from April 2026. •EIS/VCT company fundraising limits rise, meaning more deal flow. •New UK listings get 3 years of SDRT relief on share transfers (from late 2025). Impact: Less upfront tax relief, but potentially more opportunities in early-stage and newly listed companies. 6. Capital gains changes •Employee Ownership Trust relief cut from 100% → 50%. •Non-resident CGT loopholes tightened.