Markets are on edge again as geopolitical drama heats up. President Trump has threatened new tariffs — starting at 10% on goods from eight European countries on February 1, rising to 25% by June — all tied to his push to acquire Greenland. Because of this stocks and cryptos are likely to drop this morning. More uncertainty for crypto investors and investors in general. At the same time, gold and silver have hit new highs as investors rush into safe-haven assets, and global indices are bracing for more volatility. And it’s not just Europe. Between the U.S. raid on Venezuela, tensions with Iran, the Russia-Ukraine war, and ongoing U.S.–China friction, geopolitics is driving a lot of short-term market movement in 2026. Just Tariffs could knock around 0.5% off U.S. GDP before any retaliation even begins — reshaping trade routes and possibly pushing inflation higher. Manufacturing, tech, and commodities are most exposed, which explains the sharp market reactions we’ve seen and are likely to continue to see… But here’s the big point: geopolitical drama has always been part of investing. Headlines come and go. Markets have been through trade wars, military conflicts, and political standoffs many times — and long-term investors who stay focused usually come out ahead. The people who win don’t react to every headline. They stick to the basics: diversify well, own high-quality companies with strong competitive advantages, and let compounding do the heavy lifting. And with global growth still expected to sit around 2–3% in 2026 — alongside AI-driven productivity and ongoing fiscal support — the long-term outlook remains strong. Let me know what you think about Trump below 👇

This is what £100 per month can do if you invest Long term. This is my little attempt to get my two teenage daughters to invest long term - wish me luck 🍀 because at the minute they ignore everything I say about money or investing. This video will help members of this community - especially beginners who are just starting to invest. If you do watch. And if you do have any questions. Can you ask in the comments on YouTube… As I keep saying - I’m trying to grow my YouTube channel - and one of the main reasons is to get more investors in here - as long as they are a good fit. I’ll leave the link for my channel below in the comments 👇

When No One Is Watching The funny thing about markets — especially crypto — is this: When it’s boring, that’s when the money is made.When it’s quiet, opportunities multiply.When nobody cares… that’s when you should care the most. And at this moment in time… No one cares about crypto. Literally no one. Your mates at work? Not interested. Family? Think it’s dead again and are probably worried your obsessed with crypto. Retail? Gone. Most people are focused on TikTok reels, AI stocks, and complaining about the cost of living. But this is exactly how every cycle starts. It feels lonely. It feels pointless. It feels slow. But behind the scenes — the big players are positioning. They’re accumulating in silence. They’re building the rails for the next 5 years while the average person waits for confirmation. This newsletter is your reminder: If you wait until it feels safe… you’re already late. This skool is all about long term investing. As you may or may not know my favourite way to invest is with low cost index funds. But because of how high inflation is, I’m a strong believer in going high risk with crypto to hedge against inflation. If you are risk averse, stick with low cost index funds. This newsletter will be mainly focused on crypto for the next few months. At least until me and some of the active members in here are able to take profits. MARKET UPDATE 2025 felt like a failure for most investors. Prices stagnated. Altcoins bled. Bitcoin ran early and then went sideways. Liquidity dried up. Retail disappeared. But here’s what I believe to be the truth: Nothing was wrong with crypto.Liquidity simply didn’t arrive yet. Crypto is the furthest out on the risk curve, so when liquidity tightens… crypto gets slapped the hardest. This wasn’t a fundamental problem. It was a macro liquidity problem. And liquidity droughts always end the same way: With a flood. Governments must inject $7–8 trillion over the next 12 months just to service global debt interest. Not to stimulate growth. Not to pump markets. Just to avoid collapse.

Sorry but F*** the HMRC! My latest video is a bit of a warning ⚠️ but does finish on a positive - IF you’re a long term investor. Tax is a bit of a rubbish subject as we all know. But I do think we should get talking about it in here.. Because the more info we get - the better our understanding - the less tax we pay. My belief as I said time and time again last year in our crypto skool is this … Financial education leads to financial literacy and financial literacy leads to financial freedom. I might change it to… Financial literacy + long term investing = financial freedom… Either way, hopefully you get what I’m trying to say 😂😂😂 If you want to know what the HMRC are up to in 2026 see my latest video @completeinvesting

INVESTING IS NOT OPTIONAL ANYMORE Welcome to Complete Investing. This community exists for one reason: To help you build real financial freedom in the world we’re actually living in today. That means we won’t just talk about crypto.We won’t just talk about stocks.And we won’t just talk about index funds. Or any other investment like commodities for example. We’ll cover: - investing across assets - money mindset - and the macro picture that shapes everything in the background Because if you ignore any one of those, your plan is incomplete. Investing Is Not Optional (Especially in the UK) Let’s start with a brutal truth. If you’re living in the UK in 2026 and not investing, you are quietly moving backwards. - Wages don’t keep up with inflation - Cash loses purchasing power every year - The state pension alone is not a plan - imagine waking up at 65 or even 70 and thinking f*** - is that it! I’m sick of seeing people I care about struggling in retirement. People I care about. That’s why I’m so passionate about this skool and my YouTube channel @completeinvesting. This isn’t pessimism.It’s reality. Most people remain earners all their lives. Very few people become owners. And ownership is where freedom lives. The good news? Despite the fact that tax is too high, the current government isnt the best (etc etc), the UK is an excellent place to invest if you play the game properly: - ISAs - Pensions - Global markets - Long-term compounding But none of that matters without one thing… THE HABIT MATTERS MORE THAN THE ASSET People argue all the time (on social media, down the pub, wherever) about: - crypto vs stocks - index funds vs individual shares - gold vs property Here’s the truth most people miss: The asset matters less than the habit. The most powerful investing behaviour is simple: - invest consistently - over a long period of time - regardless of market conditions That’s why I talk so much about dollar-cost averaging (DCA). Not because it’s exciting.Not because it sounds clever. But because it removes emotion, removes timing stress and you don’t have to be an expert. Investing isn’t easy (it requires serious patience and discipline) but it is simple.