If Family Caregiving Is 3.2% of the GDP and nobody is addressing it, that means millions of Caregivers are slowly bleeding their own money to care for a loved ones chronic illness. CareVeritas will give you years of early warning before the onset and set up a care plan roadmap now not in 10 years when Mom is disgnost with a chronic illness. You will not succeed in retirement if you don't tackle this now. CareVeritas.com

Some questions this week about exactly what our firm does so here is a market summary , risk to you, and our offer. First, go to careveritas.com Click on the video from NBC Today Show, you'll see it as soon as the page comes up. That is your starting point. It is AARP's head of Family Caregiving and Research with Al Roker and Craig Stevens. Amy Goyer is her name. First Why Me as the Founder? In 2004 I worked for a monster Investment Firm out of Boston, My role as Managing Director was to work with institutions leadership and executives to properly manage their 401k plan. I was in the Healthcare sector ( hospital systems etc). In 2004, I created and pioneered the Target Date Default Fund (TDDF) at Fidelity to help 4000 employees retire with a higher degree of success. These assets were all in Money Market at .75% return. They were all invested in cash because, face it, investing is complex. So I solved that problem What that means if if an employee contributes to their 401k but does not choose and investment, the employer has to pick a default fund. Forever that was money market because they thought it was less risky. I said no, its more risky, nobody can retire with Money Market as their investment. Fidelity and my client agreed , so we put the entire account of money market into the Fidelity Freedom Funds base on the year they expect to retire. The fund does all the work for the employee from there. This market I developed now holds $3.8 trillion across every firm that adopted it ( Blackrock etc). More importantly, the probability of folks having enough to retire increases exponentially versus 20 years in a Money Market account. Nobody will ever now whey they had it or who implemented it at my client but they're better off for it. Taking that same vision, I saw this need in 2019 and began this journey to solve for this systematic crisis coming caused by the dysfunction of the healthcare system, which is only going to get worse for our wallets.

Why ? The healthcare system is dysfunctional to a level never seen. What this creates is gaps in coverages, advances in technology leading to longevity, out of pocket costs rise and retirees run out of money for healthcare. Enter you... American Caregivers pay out of pocket $650M this year. Over 22 years $21 Trillion will go to Caregiving. (Cerulli and Associates 2022). That doesn't work financially for Caregivers future. EYE OPENER: A married couple in America under normal conditions, needs $365-$410k over the life of their retirement sans any chronic illness. The average 401k balance in America for a 51-54 year old is $261,000. Engage with us and we can get your prepared years in advance. Thus, making the complex simple by building your foundation now.

Hello all. I am the founder of CareVeritas.com and d BWsolutions.com (Blue Wave Caregiver Workplace Solutions) I founded this after 30 years in finance and investing industry because the state of the family is at risk due to medical costs becoming a burden for Family Caregivers as they care for their loved one. The financial trauma of this burden is stiff. $700 Billion out of pocket each year across 55 million Americans. Why? The total dysfunction of the healthcare system and the CMS and Insurance industry. $$$$$$$ $220,000 out of pocket expenses for Alzheimer's Disease for a Family Caregiver taking care of a parent. (AARP Research 2024) We are here to set you up on a journey in a manner that prepares you for what's ahead financially, emotionally and direct care. I do not want to see my kids paying for my healthcare because I paid six figures for my mom's care 10 years ago and couldn't catch up. So we give you years in advance even before mom or dad get diagnosed chronic. careveritas.com to request a meeting. Click take my risk score, fill in the form, click have someone call me. Or email us at sales@careveritas.com to set up a complimentary consultation. No credit cards or payment required to take the risk score. All contact and communication is through me (us),